Credit union · NCUA insured
PCFCU CD Rates
PCFCU’s best CD rate is 4.25% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How PCFCU’s CD rates compare
Compared with banks and credit unions near Bradford, PA, where PCFCU has the most branches. $10,000, best rate first.
This credit union’s best
PCFCU
2.35%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $476
Share Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
Mountain Laurel Federal Credit Union
4.00%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $198
PCFCU CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.20%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.35%
- QualifiedQualified2.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PCFCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.35%APY · 4 terms
Rates fixed until maturity date. Early withdrawal penalty may apply.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|---|
| 6 monthsLevel 0 | 1.50% | — | — | — | — | — | — | 1.50% | $75 |
| 6 monthsLevel 1 | — | 2.05% | — | — | — | — | — | 2.05% | $102 |
| 6 monthsLevel 2 | — | — | 2.10% | — | — | — | — | 2.10% | $104 |
| 6 monthsLevel 3 | — | — | — | 2.20% | — | — | — | 2.20% | $109 |
| 6 monthsLevel 4 | — | — | — | — | 3.30% | — | — | —3.30% from $25k | — |
| 6 monthsLevel 5 | — | — | — | — | — | 3.45% | — | —3.45% from $50k | — |
| 6 monthsLevel 6 | — | — | — | — | — | — | 4.25% | —4.25% from $100k | — |
| 12 monthsLevel 0 | 1.55% | — | — | — | — | — | — | 1.55% | $155 |
| 12 monthsLevel 1 | — | 2.10% | — | — | — | — | — | 2.10% | $210 |
| 12 monthsLevel 2 | — | — | 2.15% | — | — | — | — | 2.15% | $215 |
| 12 monthsLevel 3 | — | — | — | 2.25% | — | — | — | 2.25% | $225 |
| 18 monthsLevel 0 | 1.60% | — | — | — | — | — | — | 1.60% | $241 |
| 18 monthsLevel 1 | — | 2.15% | — | — | — | — | — | 2.15% | $324 |
| 18 monthsLevel 2 | — | — | 2.20% | — | — | — | — | 2.20% | $332 |
| 18 monthsLevel 3 | — | — | — | 2.30% | — | — | — | 2.30% | $347 |
| 24 monthsLevel 0 | 1.65% | — | — | — | — | — | — | 1.65% | $333 |
| 24 monthsLevel 1 | — | 2.20% | — | — | — | — | — | 2.20% | $445 |
| 24 monthsLevel 2 | — | — | 2.25% | — | — | — | — | 2.25% | $455 |
| 24 monthsLevel 3 | — | — | — | 2.35% | — | — | — | 2.35% | $476 |
Sources (2)
All captured Sep 17, 2026
Who can join PCFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Pittsburgh Corning Corp. are eligible for membership.
- Employees of International Waxes, Inc. are eligible for membership.
- Employees of Buckler Transport, Inc. are eligible for membership.
- Employees of Costa’s Ace Hardware are eligible for membership.
- Employees of Costa’s Supermarkets are eligible for membership.
- Employees of Duffy, Inc. are eligible for membership.
3 more ways to join
Employers and groups
- Employees of Walker Petroleum Serv., Inc. are eligible for membership.
Military, government and schools
- Employees of McKean County are eligible for membership.
Family and household
- Immediate family members of eligible individuals are eligible to join.
Membership information collected October 5, 2026.