Credit union · NCUA insured
Omega Federal Credit Union CD Rates
Omega Federal Credit Union’s best CD rate is 2.25% APY on a 1-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Omega Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Omega Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Omega Federal Credit Union
2.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Share Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Omega Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo2.25%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo2.00%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omega Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.25%APY · 7 terms
Require a minimum balance of $1000. Choose from a range of terms. No setup or maintenance fees required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day term. Rate will increase up to .50% with qualified products/services | 0.45% | $11 |
| 6 months6 Months term. Rate will increase up to .50% with qualified products/services | 0.50% | $25 |
| 12 months12 Months term. Rate will increase up to .50% with qualified products/services | 2.25% | $225 |
| 18 months18 Months term. Rate will increase up to .50% with qualified products/services | 2.25% | $339 |
| 24 months24 Months term. Rate will increase up to .50% with qualified products/services | 2.00% | $404 |
| 36 months36 Months term. Rate will increase up to .50% with qualified products/services | 2.00% | $612 |
| 48 months48 Months term. Rate will increase up to .50% for qualified products/services | 2.00% | $824 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 2.25%APY · 6 terms
Traditional and Roth IRAs available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 Months term. Rate will increase up to .50% with qualified products/services | 0.50% | $25 |
| 12 months12 Months term. Rate will increase up to .50% for qualified products/services | 2.25% | $225 |
| 18 months18 Months term. Rate will increase up to .50% with qualified products/services | 2.25% | $339 |
| 24 months24 Months term. Rate will increase up to .50% with qualified products/services | 2.00% | $404 |
| 36 months36 Months term. Rate will increase up to .50% with qualified products/services | 2.00% | $612 |
| 60 months60 Months (Roth IRA). Rate will increase up to .50% with qualified products/services | 2.00% | $1,041 |
Who can join Omega Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who works, lives, worships, or attends school in Allegheny or Washington County.
Employers and groups
- Membership is open to employees of Select Business Groups in the community.
Family and household
- Membership is open to individuals who live in the same residence as a current OMEGA member and maintain a single economic unit.
- Membership is open to immediate family members of current OMEGA members.
Membership information collected October 5, 2026.