Credit union · NCUA insured
Lebanon Federal Credit Union CD Rates
Lebanon Federal Credit Union’s best CD rate is 2.20% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Lebanon Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lebanon, PA, where Lebanon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lebanon Federal Credit Union
2.15%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,122
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
First Citizens Community Bank
4.22%APY
- Term
- 17 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $603
Lebanon Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.55%
- 9–15 months9–15 mo1.65%
- 16–30 months16–30 mo1.75%
- 31–60 months31–60 mo2.15%
- QualifiedQualified2.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lebanon Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.15%APY · 6 terms
Low minimum deposit of $500. Terms from 6–60 months. Dividends compounded and paid monthly (or on anniversary date). Dividends computed on average daily balance. Early withdrawal penalties apply. Earnings can be reduced due to activity fees.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 1.50% | 1.55% | 1.60% | 1.50%1.55% from $10k1.60% from $75k | $75 |
| 12 months | 1.60% | 1.65% | 1.70% | 1.60%1.65% from $10k1.70% from $75k | $160 |
| 24 months | 1.70% | 1.75% | 1.80% | 1.70%1.75% from $10k1.80% from $75k | $343 |
| 36 months | 1.85% | 1.90% | 1.95% | 1.85%1.90% from $10k1.95% from $75k | $565 |
| 48 months | 2.00% | 2.05% | 2.10% | 2.00%2.05% from $10k2.10% from $75k | $824 |
| 60 months | 2.10% | 2.15% | 2.20% | 2.10%2.15% from $10k2.20% from $75k | $1,095 |
Sources (1)
- lebanonfcu.org/rates/personal · captured Oct 16, 2026
Special-purpose accounts
Platinum Rewards Checking Share Certificate Specials
Up to 4.00%APY · 5 terms
Member must have a Platinum Rewards Checking Account to qualify for 0.15% rate increase (rates displayed reflect increase). Minimum balance of $500 to open and earn APY. Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA Share Certificates. Penalty for early withdrawal applies. Earnings can be reduced due to activity fees. Dividends are paid on the anniversary date and computed on average daily balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsRequires Platinum Rewards Checking Account | 4.00% | $299 |
| 15 monthsRequires Platinum Rewards Checking Account | 3.66% | $460 |
| 25 monthsRequires Platinum Rewards Checking Account | 3.15% | $667 |
| 42 monthsRequires Platinum Rewards Checking Account | 2.81% | $1,019 |
| 66 monthsRequires Platinum Rewards Checking Account | 2.91% | $1,709 |
Sources (3)
- lebanonfcu.org/certificates1
- lebanonfcu.org/personal/invest/share-certificates
- lebanonfcu.org/rates/personal
All captured Oct 16, 2026
Share Certificate Specials
Up to 3.85%APY · 5 terms
Minimum balance of $500 to open and earn APY. Applies to Regular, Traditional, Roth, SEP, Coverdell, & HSA Share Certificates. Penalty for early withdrawal applies. Earnings can be reduced due to activity fees. Dividends are paid on the anniversary date and computed on average daily balance. Add 0.10% APR for Grandfathered Nifty Fifty Accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months | 3.85% | $287 |
| 15 months | 3.50% | $439 |
| 25 months | 3.00% | $635 |
| 42 months | 2.65% | $959 |
| 66 months | 2.75% | $1,609 |
Sources (3)
- lebanonfcu.org/certificates1
- lebanonfcu.org/personal/invest/share-certificates
- lebanonfcu.org/rates/personal
All captured Oct 16, 2026
IRA Share Certificate
Up to 2.15%APY · 6 terms
Includes Traditional, Roth, and SEP IRA options (also Coverdell ESA and HSA Share Certificates). Low minimum deposit of $500. Terms from 6–60 months. Dividends compounded and paid monthly (or on anniversary date). Dividends computed on average daily balance. Early withdrawal penalties apply. Earnings can be reduced due to activity fees.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 1.50% | 1.55% | 1.60% | 1.50%1.55% from $10k1.60% from $75k | $75 |
| 12 months | 1.60% | 1.65% | 1.70% | 1.60%1.65% from $10k1.70% from $75k | $160 |
| 24 months | 1.70% | 1.75% | 1.80% | 1.70%1.75% from $10k1.80% from $75k | $343 |
| 36 months | 1.85% | 1.90% | 1.95% | 1.85%1.90% from $10k1.95% from $75k | $565 |
| 48 months | 2.00% | 2.05% | 2.10% | 2.00%2.05% from $10k2.10% from $75k | $824 |
| 60 months | 2.10% | 2.15% | 2.20% | 2.10%2.15% from $10k2.20% from $75k | $1,095 |
Sources (1)
- lebanonfcu.org/rates/personal · captured Oct 16, 2026
Who can join Lebanon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work (or regularly conduct business), worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Franklin, Lancaster, Lebanon, Perry, or York Counties, Pennsylvania, as well as businesses and other legal entities located there, are eligible to join.
Family and household
- Immediate family members of individuals eligible for membership are eligible to join.
Cost to join
- A $5 deposit into a regular savings share account is required to establish and maintain membership.
Membership information collected October 5, 2026.