Compare Bank & Credit Union Rates
Best CD rates in Pennsylvania
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 331–345 results in Pennsylvania
- Elderton State Bank36 Months – Tier accountCD · 36 months · $1,000 min · 2.90%–3.10% by balance
Bank · 3 branches
3.00%APY$927 over 36 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 2.86% interest rate
Rate by balance
Rate by balance for 36 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - 3.00%APY$927 over 36 months on $10,000
Requirements
Product: Establish a CD valued at $10,000 or more to opt to receive monthly interest checks. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
2.97% interest rate · Effective Oct 2, 2026
Rate checked
More details - Elderton State Bank48 Months – Tier accountCD · 48 months · $1,000 min · 2.90%–3.10% by balance
Bank · 3 branches
3.00%APY$1,255 over 48 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
2.86% interest rate
Rate by balance
Rate by balance for 48 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - Elderton State Bank60 Months – Tier accountCD · 60 months · $1,000 min · 2.90%–3.10% by balance
Bank · 3 branches
3.00%APY$1,593 over 60 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
2.86% interest rate
Rate by balance
Rate by balance for 60 Months – Tier account Balance APY Up to $10,000 2.90% $10,000 – $50,000Your amount 3.00% $50,000 – $2,000,000 3.10% Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000
Requirements
Product: Combination of FDIC-insured CDs working together as one investment with terms ranging from 6 to 120 months. Access to maturing CD every 6 or 12 months. Minimum opening deposit $3,000 for ladder ($1,000 per certificate).
Effective Sep 17, 2026
Rate checked
More details - 3.00%APY$1,593 over 60 months on $10,000intro rate
Requirements
Product: Penalty imposed for early withdrawal. Minimum opening balance $2,500 (or $50 online promotional offer on 13-month CD). Terms 7, 13, 25, and 49 months require a minimum new money increase of $25,000 based on average daily balances during past 30 days for promotional rates; maximum $1,000,000 per customer for promotional rate and term. Available to residents in Dollar Bank's PA and MD market areas.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details - 2.99%APY$223 over 9 months on $10,000intro rate
Requirements
Product: A minimum balance of $500 is required to open a certificate of deposit.
Offer: 9 MONTH SPECIAL ($500 min)
Promotional rate · 2.99% interest rate · Effective Nov 13, 2023
Rate checked
More details - 2.90%APY$1,537 over 60 months on $10,000
Requirements
Product: Must be a member. Minimum opening deposit of $500. Dividends compounded and credited monthly. APY assumes dividends remain on deposit until maturity. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate. Early withdrawal penalties apply. Not valid with any other offer.
2.86% interest rate
Rate checked
More details - New Cumberland Federal Credit UnionCertificates (CD)CD · 12 months · $500 min · 2.89%–3.14% by balance
Credit union · 6 branches
2.89%APY$289 over 1 year on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. Substantial penalty for early withdrawals. Fees could reduce earnings.
2.85% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Certificates (CD) Balance APY $500 – $10,000Your amount 2.89% $10,001 – $50,000 2.94% $50,001 – $100,000 3.04% $100,001 and up 3.14% Rate checked
More details - 2.89%APY$1,531 over 60 months on $10,000
2.85% interest rate
Rate checked
More details - 2.88%APY$1,525 over 60 months on $10,000
Requirements
Product: Available to credit union members with a minimum $5.00 deposit in a share account. Field of membership is limited to Polish National Alliance policyholders and parishes/affiliated church groups of the Polish National Catholic Church. Dividends are compounded and paid quarterly and at maturity. Fixed rate for certificate term. Additional deposits not permitted.
Offer: 60 Month term. Early withdrawal penalty of 300 days dividends.
2.85% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.77%APY$138 over 6 months on $10,000
Effective Oct 6, 2026
Rate checked
More details - 2.77%APY$277 over 1 year on $10,000intro rate
Requirements
Product: Automatically renews at current dividend rate at time of maturity. Penalty charged for early withdrawal. Rates subject to change. Members participating in the Trophies rewards program can increase APY by up to 0.50% (0.10% each for payroll deduction/direct deposit, share draft checking/debit card, online banking/mobile app, e-statements, and loan/credit card/share certificate/IRA).
Offer: Share Certificate Special promotion.
Promotional rate
Rate checked
More details - 2.75%APY$275 over 1 year on $10,000
Requirements
Product: Legacy Member Club Benefit: members 60 and older earn an additional 0.15%.
Offer: Minimum $100.00 investment to open a share certificate and obtain the APY. Minimum average daily balance of $50.00 required to earn dividends. Penalty for early withdrawal may reduce earnings.
2.72% interest rate · Effective Feb 1, 2026
Rate checked
More details - Belco Community Credit UnionCertificate AccountCD · 18 months · $500 min · 2.70%–2.85% by balance
Credit union · 13 branches
2.75%APY$415 over 18 months on $10,000Requirements
Product: Terms from 3 to 60 months. Most certificates (12–60 months) require a $500 minimum opening deposit and minimum balance; 3-, 6-, and 9-month terms require $1,000. Listed yields available if dividends are paid back to the certificate monthly. Early withdrawal penalty may reduce earnings. No annual fee. Balance tiers of $10K, $50K, and $75K earn higher rates.
Offer: Listed yield if dividends are paid back to the certificate monthly. Early withdrawal penalty may apply. Rates subject to change.
2.67% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 and up 2.70% $10,000 and upYour amount 2.75% $50,000 and up 2.80% $75,000 and up 2.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch