Credit union · NCUA insured
Team First FCU
A $8.9M credit union headquartered in Lancaster, PA, with 812 members and 1 branch in Pennsylvania. Best rates: CDs 2.77% and savings 0.05% APY.
Team First FCU Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#19 of 28 in Lancaster, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Team First FCU
Team First Federal Credit Union began on February 15, 1962, as Teamsters Local #771 Federal Credit Union, established to serve members of Teamsters Local #771 and their families.
The credit union changed its name to Team First Federal Credit Union in 2010 to reflect its growing membership and operates from Lancaster, Pennsylvania.
- Headquarters
- 111 Centerville Rd, Lancaster, PA 17603
- NCUA charter
- 14829
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliation with ABF Freight provides eligibility for membership.
- Affiliation with ACME provides eligibility for membership.
- Affiliation with Albertsons Companies Inc. provides eligibility for membership.
- Employees and families of Brenneman’s Printing, Lancaster, PA are eligible for membership.
- Employees and families of EZSolutions, Lancaster, PA are eligible for membership.
- Affiliation with HR Ewell provides eligibility for membership.
11 more ways to join
Employers and groups
- Employees and families of International Paper, Lancaster, PA are eligible for membership.
- Employees and families of Kratos Defense and Security Solutions, Lancaster, PA are eligible for membership.
- Employees and families of Refreshingly Clean, Lancaster, PA are eligible for membership.
- Affiliation with SuperValu provides eligibility for membership.
- Affiliation with System Freight provides eligibility for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA are eligible for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 776, Lancaster, PA are eligible for membership.
- Employees and families of TreeHouse Foods, Lancaster, PA are eligible for membership.
- Affiliation with United Parcel Services provides eligibility for membership.
- Affiliation with YRC provides eligibility for membership.
Family and household
- Immediate family members of credit union members are eligible for membership.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Team First FCUMain office111 Centerville Rd, Lancaster, PA 17603Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.48% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.30% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $66 | $59 | — |
- CapitalNet worth ratio13.48%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.30%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$66Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Team First FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.