Credit union · NCUA insured
Team First FCU CD Rates
Team First FCU’s best CD rate is 2.77% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 6, 2026.
How Team First FCU’s CD rates compare
Compared with banks and credit unions near Lancaster, PA, where Team First FCU has the most branches. $10,000, best rate first.
This credit union’s best
Team First FCU
2.77%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $277
Share Certificate
Top rate
Citadel Credit Union
4.35%APY
- Term
- 20 months
- Minimum
- $500
- Earns on $10,000
- $735
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Team First FCU CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo1.15%
- 9–15 months9–15 mo2.77%
- 16–30 months16–30 mo1.35%
- 31–60 months31–60 mo1.50%
- QualifiedQualified2.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Team First FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.77%APY · 4 terms
Automatically renews at current dividend rate at time of maturity. Penalty charged for early withdrawal. Rates subject to change. Members participating in the Trophies rewards program can increase APY by up to 0.50% (0.10% each for payroll deduction/direct deposit, share draft checking/debit card, online banking/mobile app, e-statements, and loan/credit card/share certificate/IRA).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.15% | $57 |
| 12 months | 1.25% | $125 |
| 12 monthsShare Certificate Special promotion | 2.77% | $277 |
| 24 months | 1.35% | $272 |
| 60 months | 1.50% | $773 |
Sources (3)
- teamfirstfcu.com/s/Second-Quar…-2026-Newsletter-1-2.pdf
- teamfirstfcu.com/our-accounts
- teamfirstfcu.com/rates-fees
All captured Sep 17, 2026
Who can join Team First FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Affiliation with ABF Freight provides eligibility for membership.
- Affiliation with ACME provides eligibility for membership.
- Affiliation with Albertsons Companies Inc. provides eligibility for membership.
- Employees and families of Brenneman’s Printing, Lancaster, PA are eligible for membership.
- Employees and families of EZSolutions, Lancaster, PA are eligible for membership.
- Affiliation with HR Ewell provides eligibility for membership.
11 more ways to join
Employers and groups
- Employees and families of International Paper, Lancaster, PA are eligible for membership.
- Employees and families of Kratos Defense and Security Solutions, Lancaster, PA are eligible for membership.
- Employees and families of Refreshingly Clean, Lancaster, PA are eligible for membership.
- Affiliation with SuperValu provides eligibility for membership.
- Affiliation with System Freight provides eligibility for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 771, Lancaster, PA are eligible for membership.
- Union members and their families of Chauffeurs, Teamsters, Helpers Local Union No 776, Lancaster, PA are eligible for membership.
- Employees and families of TreeHouse Foods, Lancaster, PA are eligible for membership.
- Affiliation with United Parcel Services provides eligibility for membership.
- Affiliation with YRC provides eligibility for membership.
Family and household
- Immediate family members of credit union members are eligible for membership.
Membership information collected October 5, 2026.