Compare Bank & Credit Union Rates
Best CD rates in Oklahoma
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Oklahoma
- 3.80%APY$2,050 over 60 months on $10,000
Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.75% interest rate
Rate checked
More details - 3.79%APY
Requirements
Product: An additional 0.10% may be added to stated CD interest rate for primary or joint owners of a City Preferred checking account. Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: Fixed rate, non-compounding. Term 180 - 364 days.
3.75% interest rate
Rate checked
More details - 3.79%APY$379 over 1 year on $10,000
Requirements
Product: Minimum initial deposit of $1,000.00 required. Minimum balance required to open the CD to get the rate listed, as well as to maintain the account. Daily balance method used to calculate interest. Penalty may be imposed for early withdrawals.
Offer: Interest compounded semi-annually.
3.75% interest rate · Effective Dec 5, 2025
Rate checked
More details - Panhandle First BankCertificates of DepositCD · 18 months · $1,000 min · 3.76%–3.82% by balance
Bank · 1 branch
3.76%APY$569 over 18 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawal penalty applies. 10-day grace period at maturity.
Offer: Penalty for early withdrawal. Must maintain a balance of $1,000.00 to obtain APY.
3.70% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $49,999Your amount 3.76% $50,000 and upFor CD amounts over $250,000, please contact the bank. 3.82% Rate checked
More details - 3.75%APY$92 over 3 months on $10,000with conditions
Requirements
Product: CD rate offered to customers with an active transaction account at Legacy Bank. Existing CD customers currently grandfathered are allowed to renew existing CDs.
Offer: CD rate offered to customers with an active transaction account at Legacy Bank.
Qualified rate · 3.69% interest rate · Effective May 12, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: FDIC insured. Early withdrawal penalty may be imposed. Flexible terms from 1 month to 5 years.
Offer: Early withdrawal penalty may be imposed. Daily balance.
3.75% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.69% interest rate · Effective Mar 13, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: Rates set by the Board of Directors of Cowboy First Bank and subject to change at any time. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and APY for the next-lower CD Term time period. APY assumes interest payments are compounded monthly and remain on deposit. Accrued interest payable will not be paid if the account is closed before interest is paid.
Offer: 7 Month CD - Special (Regular). Special CD rates may be subject to additional terms and conditions.
3.69% interest rate · Compounded monthly · Effective Nov 4, 2025
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 3 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - US Employees Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 4 branches
3.75%APY$375 over 1 year on $10,000Requirements
Product: Dividends compounded and paid monthly directly into certificate balance. Low minimum openings. Early withdrawal penalty applies based on term. NCUA insured.
Offer: Dividends compounded monthly. Early withdrawal penalty: 180 days of dividends.
Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$1,375 over 42 months on $10,000
Requirements
Product: Specialty CD; $1,000 minimum deposit; fixed interest rate; interest paid varies with term; allows rate bump option(s) per term; early withdrawal penalty applies.
Offer: Term: 42-months; Fixed interest rate; Includes two interest rate bump options; Early withdrawal penalty equal to 6 months interest.
3.69% interest rate · Effective Sep 29, 2026
Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 48 months · $1,000 min · 3.75%–4.15% by balance
Credit union · 20 branches
3.75%APY$1,587 over 48 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.75% $50,000 and upJumbo rate tier. 3.95% $200,000 and upSuper jumbo rate tier. 4.15% Rate checked
More details - 3.71%APY$184 over 6 months on $10,000
Requirements
Product: Minimum initial deposit is $1,000 for all time deposits. Daily balance method applies. Interest accrues daily and is credited at maturity. Early withdrawal penalty may apply. 10-day grace period for automatically renewing certificates.
Offer: Assumes funds remain on deposit for full year or renew to make a 1-year maturity. Interest rate subject to change after opening; early withdrawal penalty applies.
3.65% interest rate · Effective Jul 15, 2025
Rate checked
More details - 3.71%APY$93 over 3.033333333333333 months on $10,000
Requirements
Product: CD's require a minimum deposit of $500.00. Jumbo rates require a minimum deposit of $100,000.00. Substantial penalty for early withdrawal.
Offer: 91 Day term. Substantial penalty for early withdrawal.
3.65% interest rate · Effective Jul 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches