Bank · FDIC insured
Lakeside Bank of Salina CD Rates
Lakeside Bank of Salina’s best CD rate is 3.71% APY on a 3-month CD. Terms run from 3 months to 30 months. Rates checked October 15, 2026.
How Lakeside Bank of Salina’s CD rates compare
Compared with banks and credit unions in Oklahoma, where Lakeside Bank of Salina has the most branches. $10,000, best rate first.
This bank’s best
Lakeside Bank of Salina
3.71%APY
- Term
- 3 months
- Minimum
- $500
- Earns on $10,000
- $93
Certificates of Deposit
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
The Community State Bank
4.55%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Lakeside Bank of Salina CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.71%
- 9–15 months9–15 mo3.51%
- 16–30 months16–30 mo2.43%
- QualifiedQualified3.71%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lakeside Bank of Salina ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.71%APY · 6 terms
CD's require a minimum deposit of $500.00. Jumbo rates require a minimum deposit of $100,000.00. Substantial penalty for early withdrawal.
| Term | APY · $500 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day term. Substantial penalty for early withdrawal | 3.71% | — | 3.71% | $93 |
| 6 months6 Month Jumbo. Jumbo rates require a minimum deposit of $100,000.00. Substantial penalty for early withdrawal | — | 3.71% | —3.71% from $100k | — |
| 6 months6 Month term. Substantial penalty for early withdrawal | 3.51% | — | 3.51% | $174 |
| 12 months12 Month Jumbo. Jumbo rates require a minimum deposit of $100,000.00. Substantial penalty for early withdrawal | — | 3.51% | —3.51% from $100k | — |
| 12 months12 Month term. Substantial penalty for early withdrawal | 3.51% | — | 3.51% | $351 |
| 18 months18 Month term. Substantial penalty for early withdrawal | 2.38% | — | 2.38% | $359 |
| 24 months24 Month term. Substantial penalty for early withdrawal | 2.43% | — | 2.43% | $492 |
| 30 months30 Month term. Substantial penalty for early withdrawal | 2.22% | — | 2.22% | $564 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Variable Indvidual Retirement Account (IRA)
0.50%APY · 1 term
CD's require a minimum deposit of $500.00. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months18 Month Variable Individual Retirement Account. Substantial penalty for early withdrawal | 0.50% | $75 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.