Compare Bank & Credit Union Rates
Best CD rates in Lincoln, NE
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–42 results in Lincoln, NE
- 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - Lincoln SDA Credit Union12 Month New Deposit CertificateCD · 12 months · $500 min
Credit union · 1 branch
2.95%APY$295 over 1 year on $10,000intro rateRequirements
Product: New deposit required.
Promotional rate · 2.95% interest rate · Effective Jun 18, 2026
Rate checked
More details - Cobalt Credit UnionBump Up Share CertificateCD · 36 months · $1,000 min · 2.90%–3.00% by balance
Credit union · 1 branch
2.90%APY$895 over 36 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty applies. Minimum opening deposit $1,000.
Offer: Compounded quarterly. Early withdrawal penalty applies.
2.87% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Bump Up Share Certificate Balance APY $1,000 – $100,000Your amount 2.90% $100,000 and up 3.00% Rate checked
More details - 2.83%APY$283 over 1 year on $10,000
Requirements
Product: Share certificate accounts offered to members of Lincoln SDA Credit Union.
2.80% interest rate · Effective Jun 18, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 5 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - University of Nebraska Federal Credit UnionShare Certificates (CD)CD · 60–Unknown months · $500 min
Credit union · 2 branches
1.61%APYRequirements
Product: Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.
Offer: Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.
1.60% interest rate · Effective Feb 1, 2025
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lincoln, NE
352 CDs at 26 banks and credit unions · checked Oct 16–22
- Typical
- 2.02%
- Top 10% from
- 4.10%
- Banks, typical
- 1.69%
- Credit unions, typical
- 2.95%
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Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches