Credit union · NCUA insured
University of Nebraska Federal Credit Union CD Rates
University of Nebraska Federal Credit Union’s best CD rate is 1.61% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How University of Nebraska Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lincoln, NE, where University of Nebraska Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
University of Nebraska Federal Credit Union
1.61%APY
- Term
- 60–Unknown months
- Minimum
- $500
- Earns on $10,000
- —
Share Certificates (CD)
Top rate
Cornhusker Bank
4.46%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,907
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
University of Nebraska Federal Credit Union CD score
62
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.75%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.26%
- 31–60 months31–60 mo1.61%
- QualifiedQualified1.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where University of Nebraska Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD)
Up to 1.61%APY · 8 terms
Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 0.50% | $12 |
| 6–11 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 0.75% | $37 |
| 12–17 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.00% | $100 |
| 18–23 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.16% | $175 |
| 24–35 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.26% | $254 |
| 36–47 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.36% | $414 |
| 48–59 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.51% | $618 |
| 60–Unknown monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.61% | $831 |
Sources (1)
- nufcu.org/savings-rates · captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificates
Up to 1.61%APY · 8 terms
Penalty may be imposed for early withdrawal. A withdrawal will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 0.50% | $12 |
| 6–11 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 0.75% | $37 |
| 12–17 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.00% | $100 |
| 18–23 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.16% | $175 |
| 24–35 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.26% | $254 |
| 36–47 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.36% | $414 |
| 48–59 monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.51% | $618 |
| 60–Unknown monthsPenalty may be imposed for early withdrawal. A withdrawal will reduce earnings | 1.61% | $831 |
Sources (1)
- nufcu.org/savings-rates · captured Sep 18, 2026
Who can join University of Nebraska Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and family members of employees of Select Employee Groups are eligible for membership.
Military, government and schools
- Full or part-time faculty, staff, volunteers, alumni, or students of any campus of the University of Nebraska are eligible for membership.
Family and household
- Any family member, including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents, is eligible for membership.
- Any person living in the same household as a single economic unit is eligible for membership.
Cost to join
- Opening an account requires a minimum deposit of $5 to fund the account.
Membership information collected October 4, 2026.