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Compare Bank & Credit Union Rates

Best CD rates in Massachusetts

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 256–270 results in Massachusetts

  1. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 5 branches

    2.50%APYintro rate
  2. BankFive6 Month CDCD · 6 months · $500 min

    Bank · 12 branches

    2.50%APY$124 over 6 months on $10,000
  3. Attleboro FCUCertificate of Deposit (CD) AccountCD · 24 months · $1,000 min

    Credit union · 1 branch

    2.50%APY$506 over 24 months on $10,000
  4. St. Mary's Credit UnionBump-Up CertificatesCD · 30 months · $500 min

    Credit union · 7 branches

    2.50%APY$637 over 30 months on $10,000intro rate
  5. Eastern BankPersonal Account CDsCD · 3 months · $2,500 min

    Bank · 112 branches

    2.02%APY$50 over 3 months on $10,000
  6. MutualOne BankCertificates of Deposit (CDs)CD · 13 months · $500 min

    Bank · 3 branches

    2.02%APY$219 over 13 months on $10,000
  7. Milford Federal36 Month Education CDCD · 36 months · $500 min

    Bank · 3 branches

    2.02%APY$618 over 36 months on $10,000
  8. Top Carrot, Carrot Score 87
    Everett BankCertificate of DepositCD · 48 months · $500 min

    Bank · 3 branches

    1.75%APY$719 over 48 months on $10,000
  9. Holyoke Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · 3 branches

    1.56%APY$475 over 36 months on $10,000
  10. UniBankUniStep CDCD · 24 months · $500 min

    Bank · 15 branches

    1.25%APY$252 over 24 months on $10,000
  11. RAH FEDERAL CREDIT UNIONTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · 1 branch

    1.05%APY$318 over 36 months on $10,000
  12. BankFive1 Year CDCD · 12 months · $500 min

    Bank · 12 branches

    1.00%APY$100 over 1 year on $10,000
  13. Country Bank for Savings4 Year Certificate of DepositCD · 48 months · $500 min

    Bank · 16 branches

    1.00%APY$406 over 48 months on $10,000
  14. Country Bank for Savings5 Year Certificate of DepositCD · 60 months · $500 min

    Bank · 16 branches

    1.00%APY$510 over 60 months on $10,000
  15. BankFive4 Year CDCD · 48 months · $500 min

    Bank · 12 branches

    0.90%APY$365 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,988 CDs at 190 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
3.00%
Credit unions, typical
3.29%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions