Compare Bank & Credit Union Rates
Best CD rates in Maryland
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Maryland
- 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $500 Minimum Opening Balance. Dividends are Compounded/Credited Quarterly on Regular Share Certificate terms. Term Certificate accounts may be subject to penalties for early withdrawal.
Offer: 13 Months Share Certificate promotional offer. Limited to two per member. Dividends posted quarterly. Not available for the Earn More rate. Accurate as of August 1, 2026. At renewal, balances under $50,000 renew into 12 month Share Certificate; balances $50,000 or more renew into 12 month Mini-Jumbo Share Certificate.
Promotional rate · Balance cap $250,000 · Effective Aug 1, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 21 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 25 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - DEXSTA Federal Credit UnionRegular Share CertificatesCD · 18 months · $1,000 min
Credit union · 1 branch
4.07%APY$617 over 18 months on $10,000Requirements
Product: Membership eligibility required. A minimum balance of $1,000 is required to earn the disclosed APY. Dividends are compounded monthly and calculated using the daily balance method. Early withdrawal penalties apply.
Offer: Early withdrawal penalty equals the lesser of dividends since issuance or 180 days' dividends.
4.00% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - Cedar Point Federal Credit Union13 Month Special Certificate OfferCD · 13 months · $1,000 min
Credit union · 6 branches
4.06%APY$441 over 13 months on $10,000intro rateRequirements
Product: Cannot be opened using funds from previously opened certificate accounts except at maturity. Auto-renews to corresponding regular 12-month certificate rate and term. APY assumes reinvestment at same term for 12 months.
Offer: Cannot be opened using funds from previously opened certificate accounts except at maturity. Auto-renews for 12 months. APY assumes reinvestment at same term for 12 months.
Promotional rate · 4.00% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Compounding and crediting posted quarterly.
4.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - 4.05%APY$439 over 13 months on $10,000intro rate
Requirements
Product: New money is required (funds not currently held by Presidential Bank from an external source). Early withdrawal penalty applies. Interest compounded and credited monthly for terms 1 year or more. Fixed rate.
Offer: New money only (funds not currently held by Presidential Bank from an external source). Fixed rate for term. Penalty for early withdrawal: 6 months interest. 7 calendar days grace period. Automatically renews at maturity if not withdrawn.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Cedar Point Federal Credit UnionLong Term Certificate AccountCD · 12 months · $1,000 min
Credit union · 6 branches
4.01%APY$401 over 1 year on $10,000Requirements
Product: Rates fixed for the entire term. Penalty charged for early withdrawal. Funds cannot be deposited into existing accounts until maturity.
3.95% interest rate · Effective Oct 9, 2026
Rate checked
More details - Cedar Point Federal Credit UnionEasy Builder Long Term Certificate AccountCD · 12 months · $50 min
Credit union · 6 branches
4.01%APY$401 over 1 year on $10,000Requirements
Product: Deposits allowed at any time. Deposits of at least $25.00 per month by automatic transfer are required. Renews at then current corresponding regular certificate rate when balance is at least $1,000.00 on maturity date.
Offer: Young Investors Option. Deposits of at least $25.00 per month by automatic transfer are required.
3.95% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Limited-time promotional offer. Requires opening balance of $10,000 or more in NEW MONEY (funds not already on deposit at Eastern Savings Bank). Automatically renews upon maturity to a new 12-month term at the applicable rate at the time of renewal. Penalty imposed for early withdrawal. Banner advertises 4.00% APY while footnote states 3.75% APY (3.68% interest rate) as of August 27, 2026.
Offer: Requires new deposit / opening balance of $10,000 or more in new money (funds not already on deposit at Eastern Savings Bank). Automatically renews upon maturity to a new 12-month term at the applicable rate at renewal. Early withdrawal penalty applies. Headline states 4.00% APY.
Promotional rate
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
Rate checked
More details - Northwest Federal Credit UnionFounders 9 Month CertificateCD · 9 months · $1,000 min
Credit union · 1 branch
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Exclusive offer available only in-person at the Great Falls Branch. Must be funded with money not currently on deposit at Northwest Federal. Promotional certificates are not eligible for a dividend rate bonus.
Offer: Exclusive offer available only in-person at the Great Falls Branch. Must be funded with money not currently on deposit at Northwest Federal. Promotional certificates are not eligible for a dividend rate bonus.
Promotional rate · 3.93% interest rate
Rate checked
More details - 4.00%APY$332 over 10 months on $10,000
Requirements
Product: Interest rate is fixed for the entire term of the certificate. Interest is calculated daily, credited monthly, and compounded in the account. Certificates automatically renew at current interest rate if not redeemed at maturity. Substantial penalty for early withdrawal (penalty does not apply to 30-day Certificates).
Offer: Limited time special offer. A penalty is imposed for early withdrawal.
3.93% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Maryland
1,074 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.19%
- Top 10% from
- 4.09%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.55%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches