Compare Bank & Credit Union Rates
Best CD rates in Prince Frederick, MD
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Prince Frederick, MD
- 4.60%APY$698 over 18 months on $10,000intro rate
Requirements
Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.
Offer: Star Member rate: $25,000 in combined deposits and/or loans; Business and Association accounts not eligible.
Promotional rate · 4.52% interest rate · Effective Oct 19, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 1 branch
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - Cedar Point Federal Credit Union13 Month Special Certificate OfferCD · 13 months · $1,000 min
Credit union · 1 branch
4.06%APY$441 over 13 months on $10,000intro rateRequirements
Product: Cannot be opened using funds from previously opened certificate accounts except at maturity. Auto-renews to corresponding regular 12-month certificate rate and term. APY assumes reinvestment at same term for 12 months.
Offer: Cannot be opened using funds from previously opened certificate accounts except at maturity. Auto-renews for 12 months. APY assumes reinvestment at same term for 12 months.
Promotional rate · 4.00% interest rate · Effective Oct 9, 2026
Rate checked
More details - Cedar Point Federal Credit UnionLong Term Certificate AccountCD · 12 months · $1,000 min
Credit union · 1 branch
4.01%APY$401 over 1 year on $10,000Requirements
Product: Rates fixed for the entire term. Penalty charged for early withdrawal. Funds cannot be deposited into existing accounts until maturity.
3.95% interest rate · Effective Oct 9, 2026
Rate checked
More details - Cedar Point Federal Credit UnionEasy Builder Long Term Certificate AccountCD · 12 months · $50 min
Credit union · 1 branch
4.01%APY$401 over 1 year on $10,000Requirements
Product: Deposits allowed at any time. Deposits of at least $25.00 per month by automatic transfer are required. Renews at then current corresponding regular certificate rate when balance is at least $1,000.00 on maturity date.
Offer: Young Investors Option. Deposits of at least $25.00 per month by automatic transfer are required.
3.95% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.00%APY
Requirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
3.92% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Cedar Point Federal Credit UnionSoMD Saver CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
3.44%APY$171 over 6 months on $10,000intro rateRequirements
Product: Promotional 6-month certificate account. Fixed dividend rate of 3.40% yielding 3.44% APY. Automatically renews at the posted 6-month standard rate at the time of maturity. Early withdrawal penalty fee applies. Funds cannot be deposited into existing accounts until maturity.
Offer: Automatically renews at the posted 6-month standard rate at the time of maturity, which may be different than this promotional rate.
Promotional rate · 3.40% interest rate
Rate checked
More details - Cedar Point Federal Credit UnionEasy Builder Short Term Certificate AccountCD · 6 months · $50 min
Credit union · 1 branch
3.44%APY$171 over 6 months on $10,000Requirements
Product: Deposits allowed at any time. Renews at then current corresponding regular certificate rate when balance is at least $1,000.00 on maturity date.
Offer: Young Investor Option
3.40% interest rate · Effective Jan 26, 2026
Rate checked
More details - Cedar Point Federal Credit UnionShort Term Certificate AccountCD · 6 months · $1,000 min
Credit union · 1 branch
3.44%APY$171 over 6 months on $10,000Requirements
Product: APY assumes reinvestment at the same term for 12 months. Early withdrawal penalty applies. Funds cannot be deposited into existing accounts until maturity.
Offer: APY assumes reinvestment at the same term for 12 months
3.40% interest rate · Effective Jan 26, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Prince Frederick, MD
138 CDs at 8 banks and credit unions · checked Oct 4–22
- Typical
- 1.61%
- Top 10% from
- 4.05%
- Banks, typical
- 0.03%
- Credit unions, typical
- 3.98%
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Lexington Park, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 2 branches
- Cedar Point Federal Credit UnionCredit union · 5 branches
- Navy Federal Credit UnionCredit union · 1 branch