Compare Bank & Credit Union Rates
Best CD rates in Lafayette, LA
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in Lafayette, LA
- Acadian FCUShare CertificateCD · 12 months · $1,000 min · 2.89%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 over 1 year on $10,000Requirements
Offer: Dividends paid monthly. Early withdrawal penalty may apply.
2.85% interest rate · Effective Nov 19, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $2,499 2.89% $2,500 and upYour amount 3.20% Rate checked
More details - 2.53%APY$126 over 6 months on $10,000
Requirements
Product: Must deposit or have on deposit par value of one full share ($25.00) to open an account. Fixed rate and term. Penalties will be imposed for early withdrawal; fees may reduce earnings.
Offer: Minimum opening deposit required to receive advertised APY. Penalties will be imposed for early withdrawal.
2.50% interest rate · Effective Aug 9, 2025
Rate checked
More details - American Bank & Trust CompanyCertificates of Deposit (CDs)CD · 36 months · $1,000 min
Bank · 2 branches
2.07%APY$634 over 36 months on $10,000Requirements
Product: Available for terms from 1 month to 3 years. Minimum deposit of $1,000.00 required to open account. May be subject to a penalty for early withdrawal.
Offer: Monthly check or transfer to account
2.05% interest rate · Effective May 11, 2023
Rate checked
More details - 1.50%APY$302 over 24 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$457 over 36 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$614 over 48 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
1.49% interest rate
Rate checked
More details - 1.35%APY$203 over 18 months on $10,000
1.34% interest rate
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
1.24% interest rate
Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Lafayette, LA
180 CDs at 19 banks and credit unions · checked Oct 16–22
- Typical
- 1.76%
- Top 10% from
- 3.70%
- Banks, typical
- 0.48%
- Credit unions, typical
- 3.00%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch