Compare Bank & Credit Union Rates
Best CD rates in Illinois
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 466–472 results in Illinois
- CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONCertificates of DepositCD · 24 months · $500 min
Bank · 3 branches
0.15%APY$30 over 24 months on $10,000Requirements
Product: *Daily balance is the amount of principal in the account each day. Withdrawals may reduce APY on accounts. Penalties for early withdrawals may be imposed. Rates subject to change. Interest compounded daily, credited monthly. Automatic renewal feature. Additional deposits not permitted.
0.15% interest rate · Compounded daily
Rate checked
More details - CENTRAL FEDERAL SAVINGS AND LOAN ASSOCIATIONMonthly Check Transfer CD'sCD · 24 months · $10,000 min
Bank · 3 branches
0.14%APY$28 over 24 months on $10,000Requirements
Product: Designed to provide a monthly interest check. Rates effective as of September 22, 2026.
0.14% interest rate · Effective Sep 22, 2026
Rate checked
More details - 0.10%APY$25 over 30 months on $10,000intro rate
Requirements
Offer: Months 21-30
Promotional rate · 0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$1 over 3 months on $10,000
Requirements
Product: Must maintain minimum balance in account each day to obtain APY. APY assumes principal and interest remain on deposit until maturity. Interest compounded quarterly. A penalty may be imposed for early withdrawal.
Offer: 90 Days term. Interest compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$1 over 3 months on $10,000
Requirements
Product: Most minimum deposits and balances to earn interest are as low as $500.00. A monthly interest transfer or check is available on all accounts. All certificates will be renewed subject to the renewal terms of the individual certificate. Early withdrawal penalty may be imposed.
Offer: Interest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed.
0.05% interest rate · Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Illinois
2,754 CDs at 306 banks and credit unions · checked Oct 22–24
- Typical
- 2.61%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.01%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch