Bank · FDIC insured
Bank of Bourbonnais CD Rates
Bank of Bourbonnais’s best CD rate is 0.05% APY on a 3-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Bank of Bourbonnais’s CD rates compare
Compared with banks and credit unions near Kankakee, IL, where Bank of Bourbonnais has the most branches. $10,000, best rate first.
This bank’s best
Bank of Bourbonnais
0.05%APY
- Term
- 3 months
- Minimum
- —
- Earns on $10,000
- $1
Certificates of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Bank of Bourbonnais CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.05%
- 16–30 months16–30 mo0.05%
- 31–60 months31–60 mo0.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Bourbonnais ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
0.05%APY · 7 terms
Most minimum deposits and balances to earn interest are as low as $500.00. A monthly interest transfer or check is available on all accounts. All certificates will be renewed subject to the renewal terms of the individual certificate. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $1 |
| 6 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $2 |
| 12 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $5 |
| 18 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $8 |
| 24 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $10 |
| 36 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $15 |
| 48 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $20 |
Sources (1)
- bourbonnais.bank/Personal/Savi…/Certificates-of-Deposit · captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts
0.05%APY · 5 terms
Retirement savings plan for anyone under the age of 72 with eligible earned income, backed by Certificates of Deposit. Traditional and Roth options available. Early withdrawal penalty may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $5 |
| 24 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $10 |
| 36 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $15 |
| 48 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $20 |
| 60 monthsInterest Compounded Quarterly. Must maintain minimum balance in account each day to obtain APY. Early withdrawal penalty may be imposed | 0.05% | $25 |
Sources (1)
- bourbonnais.bank/Personal/Savi…dual-Retirement-Accounts · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.