Compare Bank & Credit Union Rates
Best CD rates in Eagle, ID
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Eagle, ID
- 4.45%APY$910 over 24 months on $10,000
Requirements
Product: Minimum deposit to earn dividends is $500. Terms range from 1 to 60 months. Dividends paid monthly. Bump option available at opening (0.15% lower than stated rate for one-time rate bump). President's Club members earn an additional 0.25%. Early withdrawal penalties apply.
4.36% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
4.23% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Minimum deposit of $500 required for all Term Certificates. Automatically renews at maturity with a 10-day grace period. Dividend rates are tiered for larger deposits. Compounded and paid at maturity for terms under 12 months, compounded quarterly for terms of 12 months or more. Early withdrawal penalty applies (90 days dividends for terms under 12 months, 180 days dividends for terms 12 months or longer).
Offer: 24 Months term. Dividends compounded quarterly. 180-day early withdrawal penalty.
Compounded quarterly · Effective Sep 21, 2026
Rate checked
More details - Potlatch No 1 Financial Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · 1 branch
4.20%APY$1,314 over 36 months on $10,000Requirements
Product: Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
Offer: Minimum average daily balance of $500.00 required to obtain APY.
4.14% interest rate · Effective Sep 22, 2026
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More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 4.01% interest rate · Effective Oct 14, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Dividends calculated daily. Terms of 1 year or more compounded and paid quarterly; terms under 1 year paid at maturity. Monthly dividend payout to Checking/Savings available for in-person accounts with terms of 6+ months. Automatically renews at maturity. Early withdrawal penalty applies.
3.94% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.91%APY$592 over 18 months on $10,000
Requirements
Product: Rate based on the 91-day Treasury Bill average, which is calculated the last Tuesday of each quarter. Dividends paid monthly. Early withdrawal penalties apply.
Offer: Rate based on the 91-day Treasury Bill average calculated the last Tuesday of each quarter.
3.84% interest rate · Effective Oct 1, 2026
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More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Regular share funds only; cannot be opened as an IRA certificate. Add money at any time. Penalty-free withdrawals during the first three business days of each quarter. Maximum of $250,000 per account. Bump option available. Dividends paid monthly.
Offer: Maximum of $250,000 per account. Available for regular share funds only.
3.74% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 3.75%APY$471 over 15 months on $10,000
Requirements
Product: Minimum deposit $5,000. Features 1 rate bump and 1 withdrawal (up to 25%) during your term. Dividends compounded quarterly.
Offer: 15-month term. 1 rate bump & 1 withdrawal (up to 25%). Dividends compounded quarterly.
Compounded quarterly · Effective Sep 21, 2026
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More details - 3.65%APY$90 over 3 months on $10,000intro rate
Requirements
Product: Minimum opening balance of $1,000 in new-to-Tech CU money (funds external to Tech CU within preceding 21 days). Unlimited new-to-Tech CU deposits allowed. One penalty-free withdrawal per calendar month permitted six days after opening, provided withdrawals are more than six days apart and minimum $1,000 balance is maintained.
Offer: Deposit and maintain minimum $1,000 new-to-Tech CU money.
Promotional rate · 3.60% interest rate · Effective Sep 1, 2026
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More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$299 over 10 months on $10,000intro rate
Requirements
Product: Minimum opening deposit of $10,000. Fees may reduce earnings. Penalty for early withdrawal. Promotional offer subject to change without notice. Not available for IRA CDs.
Offer: Penalty for early withdrawal. Fees may reduce earnings. Promotional offer subject to change without notice. Not available for IRA CDs.
Promotional rate · 3.55% interest rate · Effective Apr 7, 2026
Rate by balance
Rate by balance for Promotional CD Balance APY $10,000 – $250,000Your amount 3.60% Over $250,000 3.65% Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Eagle, ID
210 CDs at 15 banks and credit unions · checked Oct 16–22
- Typical
- 1.76%
- Top 10% from
- 4.06%
- Banks, typical
- 0.15%
- Credit unions, typical
- 3.75%
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Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches