Compare Bank & Credit Union Rates
Best CD rates in Hawaii
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Hawaii
- 3.05%APY$151 over 6 months on $10,000intro rate
Requirements
Product: Available online via FHB.com only (not available in branches). Only available for personal accounts; applicants must be 18 years or older, US Citizens with SSN and residing in the US. Maximum opening deposit of $250,000 per Online CD. APYs do not apply to IRA CDs. Cannot be combined with any other promotional offer or Priority Banking CD preferred rates. Penalty for early withdrawal. Monthly service charge is $0.
Offer: Promotional online CD rate. Limited time offer. Maximum opening deposit $250,000.
Promotional rate · Balance cap $250,000 · Effective Sep 3, 2026
Rate checked
More details - 3.03%APY$303 over 1 year on $10,000
3.00% interest rate · Effective Jun 1, 2026
Rate checked
More details - Maui Teachers FCU18 Month Share Certificate SPECIALCD · 18 months · $5,000 min
Credit union · 1 branch
3.03%APY$458 over 18 months on $10,000intro rateRequirements
Product: Dividends must be transferred to share account. New Money ONLY.
Offer: Minimum Opening Deposit Required to earn 3.03% APY is $5,000.00; Maximum balance $250,000.00; Dividends must be transferred to share account; New Money ONLY.
Promotional rate · Balance cap $250,000 · Effective Jan 1, 2026
Rate checked
More details - 3.00%APY$275 over 11 months on $10,000intro rate
Promotional rate
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Dividends and annual percentage yields may change monthly, as determined by the Board of Directors. Rates are subject to change after account is opened. Penalties may be imposed on early withdrawals, as applicable.
Effective Feb 1, 2026
Rate checked
More details - 3.00%APY
Requirements
Product: Also known as Certificates of Deposits are term savings accounts. Required minimum deposit amount of $500.00. Early withdrawal penalties apply.
Offer: Dividends compounded/credited quarterly.
Rate checked
More details - 2.90%APY$290 over 1 year on $10,000with conditions
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Bankohana Checking account is required ($500 minimum deposit). Not applicable to retirement accounts.
Offer: Minimum balance $2,500.
Qualified rate · 2.90% interest rate · Effective Jun 4, 2026
Rate checked
More details - Lōkahi Federal Credit UnionPrincipal Plus CertificateCD · 12–17 months · $500 min
Credit union · 6 branches
2.75%APYRequirements
Product: Lokahi FCU membership required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity. Reinvest dividends automatically to maximize compounding.
Effective Jun 1, 2025
Rate checked
More details - 2.70%APY$67 over 3 months on $10,000intro rate
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Promotional rate · 2.70% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Regular Promo CD Balance APY $2,500 – $100,000Your amount 2.70% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.25%APY$56 over 3 months on $10,000with conditions
Requirements
Product: A Bankohana Checking account is required to open and maintain a Bankohana CD ($500 minimum opening deposit).
Qualified rate · 2.25% interest rate · Effective Dec 29, 2025
Rate checked
More details - 2.15%APY$53 over 3 months on $10,000
2.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details - Hotel & Travel Industry Federal Credit UnionCredit Builder CertificateCD · 12–60 months · $1,000 min
Credit union · 1 branch
2.00%APYRequirements
Product: Dividends compounded and credited quarterly.
Offer: Dividends compounded and credited quarterly.
Rate checked
More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 1 branch
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Honolulu Federal Credit Union (HOCU)CertificatesCD · 36 months · $500 min · 1.20%–1.25% by balance
Credit union · 5 branches
1.25%APY$380 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Dividends paid monthly. Membership required.
Offer: Penalty for early withdrawal.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 1.20% $6,000 and upYour amount 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hawaii
377 CDs at 44 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.02%
- Banks, typical
- 0.30%
- Credit unions, typical
- 3.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Hawaii
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Maui County Federal Credit UnionCredit union · 2 branches
- Hawaii Community Federal Credit UnionCredit union · 9 branches