Compare Bank & Credit Union Rates
Best CD rates in Kaneohe, HI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Kaneohe, HI
- 4.50%APY$336 over 9 months on $10,000intro rate
Requirements
Product: Credit Union membership and Hawaii residency required. Choose terms from 6 months to 5 years. A penalty may be imposed for early withdrawals. Fees may reduce earnings.
Offer: Special offer celebrating 90th Anniversary. All funds must come from another financial institution. Minimum to open and earn APY is $1,000. Maximum aggregate balance of $250,000 per member, per term. Fixed for initial term only; renewal rate may vary. Early withdrawal penalty may apply. Not applicable to IRA Term Share Accounts. Available to Hawaii residents only.
Promotional rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY$340 over 1 year on $10,000with conditions
Requirements
Product: Requires new money from another financial institution. A Bankohana Checking account is required (can be opened with $500 minimum deposit). CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Qualified rate · Effective Jul 29, 2026
Rate checked
More details - 3.30%APY$330 over 1 year on $10,000intro rate
Requirements
Product: Requires new money from another financial institution. CD renews at Promo rate for one term, then Standard rate. Not applicable to retirement accounts.
Offer: Must be funded entirely from another financial institution in a single deposit. Not combinable with existing funds.
Promotional rate · Effective Jul 29, 2026
Rate checked
More details - 3.10%APY$154 over 6 months on $10,000intro rate
Requirements
Product: Fixed interest rate until maturity. Non-promotional CDs require a $1,000 minimum balance to open. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Promotional rate for Deluxe & Private Banking Customers. Funds must originate from another financial institution. Online CDs available up to $50,000.
Promotional rate · Effective Oct 14, 2026
Rate checked
More details - 3.05%APY$151 over 6 months on $10,000with conditions
Requirements
Product: Available in branch. Personal or business checking account required for promotional rates; Priority Banking checking, Private Banking, or PrimeTime/Primera membership required for Priority CD APYs. Penalty for early withdrawal. Monthly service charge is $0.
Offer: In-branch promotional rate. Priority CD rate; requires Personal/Business Priority Banking Platinum Checking, Business Analyzed Checking, Private Banking Program, or PrimeTime/Primera membership.
Qualified rate · Effective Sep 3, 2026
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More details - 3.05%APY$151 over 6 months on $10,000intro rate
Requirements
Product: Available online via FHB.com only (not available in branches). Only available for personal accounts; applicants must be 18 years or older, US Citizens with SSN and residing in the US. Maximum opening deposit of $250,000 per Online CD. APYs do not apply to IRA CDs. Cannot be combined with any other promotional offer or Priority Banking CD preferred rates. Penalty for early withdrawal. Monthly service charge is $0.
Offer: Promotional online CD rate. Limited time offer. Maximum opening deposit $250,000.
Promotional rate · Balance cap $250,000 · Effective Sep 3, 2026
Rate checked
More details - 2.90%APY$290 over 1 year on $10,000with conditions
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Bankohana Checking account is required ($500 minimum deposit). Not applicable to retirement accounts.
Offer: Minimum balance $2,500.
Qualified rate · 2.90% interest rate · Effective Jun 4, 2026
Rate checked
More details - Lōkahi Federal Credit UnionPrincipal Plus CertificateCD · 12–17 months · $500 min
Credit union · 1 branch
2.75%APYRequirements
Product: Lokahi FCU membership required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity. Reinvest dividends automatically to maximize compounding.
Effective Jun 1, 2025
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More details - 2.70%APY$67 over 3 months on $10,000intro rate
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Promotional rate · 2.70% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Regular Promo CD Balance APY $2,500 – $100,000Your amount 2.70% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - 2.25%APY$56 over 3 months on $10,000with conditions
Requirements
Product: A Bankohana Checking account is required to open and maintain a Bankohana CD ($500 minimum opening deposit).
Qualified rate · 2.25% interest rate · Effective Dec 29, 2025
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More details - 2.15%APY$53 over 3 months on $10,000
2.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details - 0.13%APY$39 over 36 months on $10,000with conditions
Requirements
Product: Requires monthly automatic deposits on the 22nd from eligible CPB account. Minimum end-of-term balance $5,000. At maturity, automatically closes and funds transfer to source account. If automatic deposits stop before maturity, CD closes with penalties. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Qualified rate · 0.13% interest rate
Rate checked
More details - 0.13%APY
Requirements
Product: Minimum deposit $500. APY assumes interest remains on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals.
0.13% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kaneohe, HI
105 CDs at 6 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 2.75%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches