Credit union · NCUA insured
HELCO Federal Credit Union CD Rates
HELCO Federal Credit Union’s best CD rate is 3.00% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How HELCO Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hilo, HI, where HELCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
HELCO Federal Credit Union
3.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $300
Certificate - 1 year
Top rate
CU Hawaii Federal Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
2nd-highest rate
HawaiiUSA FCU
4.40%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $478
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate - 1 year
3.00%APY · 1 term
Dividends and annual percentage yields may change monthly, as determined by the Board of Directors. Rates are subject to change after account is opened. Penalties may be imposed on early withdrawals, as applicable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
Sources (1)
- helcofcu.org/rates · captured Oct 3, 2026
Who can join HELCO Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.