Compare Bank & Credit Union Rates
Best CD rates in Wahiawa, HI
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Honolulu County, HI · Showing Honolulu County, HI: too few institutions in Wahiawa, HI
- 3.05%APY$151 over 6 months on $10,000with conditions
Requirements
Product: Available in branch. Personal or business checking account required for promotional rates; Priority Banking checking, Private Banking, or PrimeTime/Primera membership required for Priority CD APYs. Penalty for early withdrawal. Monthly service charge is $0.
Offer: In-branch promotional rate. Priority CD rate; requires Personal/Business Priority Banking Platinum Checking, Business Analyzed Checking, Private Banking Program, or PrimeTime/Primera membership.
Qualified rate · Effective Sep 3, 2026
Rate checked
More details - 3.05%APY$151 over 6 months on $10,000intro rate
Requirements
Product: Available online via FHB.com only (not available in branches). Only available for personal accounts; applicants must be 18 years or older, US Citizens with SSN and residing in the US. Maximum opening deposit of $250,000 per Online CD. APYs do not apply to IRA CDs. Cannot be combined with any other promotional offer or Priority Banking CD preferred rates. Penalty for early withdrawal. Monthly service charge is $0.
Offer: Promotional online CD rate. Limited time offer. Maximum opening deposit $250,000.
Promotional rate · Balance cap $250,000 · Effective Sep 3, 2026
Rate checked
More details - 2.90%APY$290 over 1 year on $10,000with conditions
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Bankohana Checking account is required ($500 minimum deposit). Not applicable to retirement accounts.
Offer: Minimum balance $2,500.
Qualified rate · 2.90% interest rate · Effective Jun 4, 2026
Rate checked
More details - Lōkahi Federal Credit UnionPrincipal Plus CertificateCD · 12–17 months · $500 min
Credit union · 6 branches
2.75%APYRequirements
Product: Lokahi FCU membership required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity. Reinvest dividends automatically to maximize compounding.
Effective Jun 1, 2025
Rate checked
More details - 2.70%APY$67 over 3 months on $10,000intro rate
Requirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Promotional rate · 2.70% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Regular Promo CD Balance APY $2,500 – $100,000Your amount 2.70% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.25%APY$56 over 3 months on $10,000with conditions
Requirements
Product: A Bankohana Checking account is required to open and maintain a Bankohana CD ($500 minimum opening deposit).
Qualified rate · 2.25% interest rate · Effective Dec 29, 2025
Rate checked
More details - 2.15%APY$53 over 3 months on $10,000
2.15% interest rate · Effective Dec 29, 2025
Rate by balance
Rate by balance for Standard Rate CD Balance APY $2,500 – $100,000Your amount 2.15% $100,000 and up 2.25% Rate checked
More details - Hotel & Travel Industry Federal Credit UnionCredit Builder CertificateCD · 12–60 months · $1,000 min
Credit union · 1 branch
2.00%APYRequirements
Product: Dividends compounded and credited quarterly.
Offer: Dividends compounded and credited quarterly.
Rate checked
More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 1 branch
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Honolulu Federal Credit Union (HOCU)CertificatesCD · 36 months · $500 min · 1.20%–1.25% by balance
Credit union · 5 branches
1.25%APY$380 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Dividends paid monthly. Membership required.
Offer: Penalty for early withdrawal.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 1.20% $6,000 and upYour amount 1.25% Rate checked
More details - 0.90%APY$181 over 24 months on $10,000
Requirements
Product: For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member's Primary Shares account.
Offer: Dividends compounded and credited quarterly. Minimum deposit $1,000.00. Early withdrawal penalty fee may apply. Upon maturity, certificate funds automatically transfer to Primary Shares.
0.90% interest rate · Effective May 1, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionStandard Share CertificatesCD · 36 months · $2,500 min
Credit union · 2 branches
0.60%APY$181 over 36 months on $10,000Requirements
Product: Must be a member. Level qualifications applied at month end. Minimum to earn is $2,500. Dividends credited to Regular Savings quarterly. Subject to penalty for early withdrawal.
Offer: Fire Level – Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - Honolulu Federal Credit Union (HOCU)Super CertificatesCD · 12 months · $500 min
Credit union · 5 branches
0.15%APY$15 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal. Dividends paid monthly.
Offer: Penalty for early withdrawal on all certificates. Early withdrawal fees may reduce earning and principal.
Effective Oct 1, 2026
Rate checked
More details - Central Pacific BankSmart Saver Certificates of DepositCD · 36 months · $1,000 min
Bank · 20 branches
0.13%APY$39 over 36 months on $10,000with conditionsRequirements
Product: Requires monthly automatic deposits on the 22nd from eligible CPB account. Minimum end-of-term balance $5,000. At maturity, automatically closes and funds transfer to source account. If automatic deposits stop before maturity, CD closes with penalties. APY assumes interest remains on deposit until maturity. Fees may reduce earnings.
Qualified rate · 0.13% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Honolulu County, HI
274 CDs at 28 banks and credit unions · checked Oct 15–22
- Typical
- 2.56%
- Top 10% from
- 4.00%
- Banks, typical
- 0.30%
- Credit unions, typical
- 3.00%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches