Credit union · NCUA insured
Ewa Federal Credit Union CD Rates
Ewa Federal Credit Union’s best CD rate is 0.90% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Ewa Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Ewa Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ewa Federal Credit Union
0.90%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $181
Share Certificate
Top rate
Hawaiian Financial Federal Credit Union
4.55%APY
- Term
- 13 months
- Minimum
- $2,000
- Earns on $10,000
- $494
2nd-highest rate
UHFCU
4.50%APY
- Term
- 5 months
- Minimum
- —
- Earns on $10,000
- $185
Ewa Federal Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.55%
- 9–15 months9–15 mo0.65%
- 16–30 months16–30 mo0.90%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ewa Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 0.90%APY · 3 terms
For Certificate accounts, early withdrawal penalty fee may apply. Upon maturity, certificate funds will be automatically transferred to the member's Primary Shares account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded and credited quarterly. Minimum deposit $1,000.00. Early withdrawal penalty fee may apply. Upon maturity, certificate funds automatically transfer to Primary Shares | 0.55% | $27 |
| 12 monthsDividends compounded and credited quarterly. Minimum deposit $1,000.00. Early withdrawal penalty fee may apply. Upon maturity, certificate funds automatically transfer to Primary Shares | 0.65% | $65 |
| 24 monthsDividends compounded and credited quarterly. Minimum deposit $1,000.00. Early withdrawal penalty fee may apply. Upon maturity, certificate funds automatically transfer to Primary Shares | 0.90% | $181 |
Who can join Ewa Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly volunteer in the 96706 community are eligible to join.
Employers and groups
- Credit union employees are eligible for membership.
Family and household
- Immediate family and/or household members of a current member are eligible for membership.
Cost to join
- A minimum deposit of $50 into share savings is required to join.
- A $1 membership fee is required to join.
Membership information collected October 4, 2026.