Credit union · NCUA insured
Ewa Federal Credit Union
A $13.2M credit union headquartered in Ewa Beach, HI, with 1,558 members and 1 branch in Hawaii. Best rates: CDs 0.90% and savings 0.15% APY.
Ewa Federal Credit Union Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#25 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ewa Federal Credit Union
Chartered in 1937 as a member-owned credit union, Ewa Federal Credit Union serves the Ewa Beach and Ewa Villages communities within Ewa Neighborhood Board No.23.
Originally sponsored by Ewa Plantation Company and later Oahu Sugar Company, the credit union converted to a community charter in 2015 and operates from Renton Road.
- Headquarters
- 91-1202 Renton Rd # A, Ewa Beach, HI 96706-7000
- NCUA charter
- 1987
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly volunteer in the 96706 community are eligible to join.
Employers and groups
- Credit union employees are eligible for membership.
Family and household
- Immediate family and/or household members of a current member are eligible for membership.
Cost to join
- A minimum deposit of $50 into share savings is required to join.
- A $1 membership fee is required to join.
Branches
1 branch in Hawaii
Loading map…
Hawaii
1 branch
- Ewa Federal Credit UnionMain office91-1202 Renton Rd # A, Ewa Beach, HI 96706Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.99% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $32 | $59 | — |
- CapitalNet worth ratio23.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.99%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$32Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ewa Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.