Bank · FDIC insured
Central Pacific Bank
A $7.5B bank, the 206th largest of 4,207, headquartered in Honolulu, HI, with 27 branches in Hawaii. Best rates: CDs 0.23% and savings 0.02% APY.
Central Pacific Bank Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#29 of 29 in Urban Honolulu, HI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Central Pacific Bank
Founded on February 15, 1954 by Japanese American World War II veterans, Central Pacific Bank was created to serve all of Hawaii's people, including local families and small businesses.
Central Pacific Bank operates as a primary subsidiary of Hawaii-based Central Pacific Financial Corp., which is publicly traded on the New York Stock Exchange.
- Headquarters
- 220 S King St, Honolulu, HI 96813
- FDIC certificate
- 17308 ↗
Branches
27 branches in Hawaii
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Hawaii
27 branches
Urban Honolulu area · 20
- Central Pacific BankMain office220 S King St, Honolulu, HI 96813Directions
- Pearlridge Branch98-150 Kaonohi St, Aiea, HI 96701Directions
- Ewa Branch91-1107 Keaunui Dr, Ewa Beach, HI 96706Directions
- Hawaii Kai Branch6600 Kalanianaole Hwy, Honolulu, HI 96825Directions
- Kahala Branch4211 Waialae Ave, Honolulu, HI 96816Directions
- Kaimuki Branch3465 Waialae Ave, Honolulu, HI 96816Directions
- Kalihi Branch2024 N King St, Honolulu, HI 96819Directions
- Kapiolani Branch1538 Kapiolani Blvd Ste 3, Honolulu, HI 96814Directions
- Manoa Branch2851 East Manoa Rd Ste 1-100, Honolulu, HI 96822Directions
- Mapunapuna Branch960 Mapunapuna St, Honolulu, HI 96819Directions
- Mccully Branch2002 S King St, Honolulu, HI 96826Directions
- Waikiki Branch333 Seaside Ave, Honolulu, HI 96815Directions
- Ward Branch505 Ward Ave, Honolulu, HI 96814Directions
- Kailua Branch6 Hoolai St, Kailua, HI 96734Directions
- Kaneohe Branch46-077 Kamehameha Hwy, Kaneohe, HI 96744Directions
- Kapolei Branch680 Kamokila Blvd, Kapolei, HI 96707Directions
- Mililani Branch95-720 Lanikuhana Ave, Mililani, HI 96789Directions
- Pearl Highlands Branch1030 Makolu St, Pearl City, HI 96782Directions
- Wahiawa Branch935 California Ave, Wahiawa, HI 96786Directions
- Waipahu Branch94-210 Pupukahi St, Waipahu, HI 96797Directions
Kahului area · 4
- Kahului Branch145 Hookele Street, Kahului, HI 96732Directions
- Kihei Branch207 Piikea Ave Ste 6-63, Kihei, HI 96753Directions
- Lahaina Branch355 Keawe St, Lahaina, HI 96761Directions
- Wailuku Branch2061 Wells St, Wailuku, HI 96793Directions
Hilo area · 2
- Hilo Branch525 Kilauea Ave, Hilo, HI 96720Directions
- Kailua-Kona Branch75-1010 Henry St, Kailua Kona, HI 96740Directions
Kapaa area · 1
- Lihue Branch4454 Nuhou Street, Suites 408 And 409, Lihue, HI 96766Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.60% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.21% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $79 | $88 | — |
- CapitalLeverage ratio9.60%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.21%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$79Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Central Pacific Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.