Compare Bank & Credit Union Rates
Best CD rates in Georgia
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results in Georgia
- 2.02%APY$1,052 over 60 months on $10,000
Requirements
Product: $500.00 minimum opening deposit. APY calculated on simple interest for terms < 12 months and daily compounding for terms >= 12 months. Early withdrawal penalty may be imposed.
Offer: Daily compounding. Early withdrawal penalty may be imposed.
2.00% interest rate · Effective Sep 18, 2026
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - 1.90%APY$987 over 60 months on $10,000with conditions
Requirements
Product: Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. Penalty for early withdrawal. Dividends compounded daily, paid monthly.
Offer: With Your Choice Checking (requires full Direct Deposit or $8.99 monthly fee).
Qualified rate · 1.88% interest rate · Compounded daily · Balance cap $250,000 · Effective May 13, 2024
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 179 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - LOCOGA Federal Credit UnionShare Savings CertificatesCD · 24 months · $1,000 min
Credit union · 1 branch
1.75%APY$353 over 24 months on $10,000Requirements
Product: Fixed rates. Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. If closed before dividends are paid, accrued dividends are forfeited. Fees could reduce earnings.
Offer: Fixed rate for term. Penalty for early withdrawal.
1.75% interest rate · Effective Aug 1, 2024
Rate checked
More details - Connex Credit UnionSave To Win Certificate of DepositCD · 12 months · $25 min
Credit union · 1 branch
1.50%APY$150 over 1 year on $10,000Requirements
Product: Must be 18 years of age or older. One Save to Win account per member. New or existing Connex Credit Union member in good standing. Minimum opening deposit $25. Share Certificate dividends are compounded daily and paid monthly. Early withdrawal penalty: one withdrawal allowed during the 12-month term with a $25.00 penalty assessed at time of withdrawal; if early withdrawal reduces principal below minimum balance or a second withdrawal is performed, the certificate will be closed with a $25 penalty.
Offer: Dividends compounded daily and paid monthly. Entry into monthly and quarterly cash prize drawings for deposits.
1.49% interest rate · Compounded daily
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More details - 1.50%APY$277 over 22 months on $10,000
Requirements
Product: Bump rate certificate allows raising the interest rate to match a new, higher rate for the remainder of the term. Not available on IRAs. Penalty applies for early withdrawal. Fees may reduce earnings on an account.
Offer: Includes 1 rate bump.
Rate checked
More details - Farmers and Merchants BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 1.26%–2.78% by balance
Bank · 6 branches
1.26%APY$383 over 36 months on $10,000Requirements
Product: APY assumes interest is compounded and credited monthly and remains on deposit until maturity. Fixed rates. Early withdrawal penalty applies. Fees could reduce earnings.
1.25% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 1.26% $100,000 – $500,000 2.27% $500,000 and up 2.78% Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Online applicants must be 18 or older.
Offer: Term: 12 Month CD
1.24% interest rate · Effective Jun 16, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Terms from 30 days to 5 years available. Open an account with just $500. Penalty for early withdrawal. Rates accurate as of May 27, 2026.
Offer: Online account opening rate. A penalty will be imposed for early withdrawal. Fees could reduce earnings. Interest assumed to remain on deposit until maturity.
Effective May 27, 2026
Rate checked
More details - 1.00%APY$303 over 36 months on $10,000
Requirements
Product: Minimum balance $1,000.00. Early withdrawal from certificates will be subject to a 90 day dividend penalty. Maximum APR with Bump Up (.250% total).
Offer: Maximum APR with Bump Up (.250% total) is 1.250%
1.00% interest rate · Effective May 22, 2020
Rate checked
More details - Coosa Valley Credit UnionShare Certificate AccountCD · 60 months · $500 min
Credit union · 11 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Account withdrawal limitations apply.
Offer: Fixed rate type. Dividends compounded and credited monthly. Account withdrawal limitations apply.
1.00% interest rate
Rate checked
More details - 0.80%APY$161 over 24 months on $10,000
0.80% interest rate
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More details - 0.75%APY$151 over 24 months on $10,000
Requirements
Offer: Dividends compounded and credited quarterly. Fixed dividend rate after opening. Penalty imposed for early withdrawal. Fees could reduce earnings. If account is closed before dividends are paid, accrued dividends are forfeited.
Effective Jan 1, 2023
Rate checked
More details - 0.70%APY$355 over 60 months on $10,000
Requirements
Product: The Annual Percentage Yield (APY) assumes the interest remains on deposit until maturity. A withdrawal of interest will reduce earning. Minimum deposit to open account is $500.
Offer: Term: 60 Month. Compound method: Quarterly.
0.70% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Georgia
910 CDs at 101 banks and credit unions · checked Oct 15–22
- Typical
- 3.09%
- Top 10% from
- 4.05%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.30%
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Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches