Skip to content

Compare Bank & Credit Union Rates

Best CD rates in Florida

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Florida

  1. Top Carrot, Carrot Score 88
    PriorityONE Credit UnionCD SpecialsCD · 13 months · $1,000 min

    Credit union · 2 branches

    3.95%APY$429 over 13 months on $10,000intro rate
  2. FiCare Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 3.95%–4.15% by balance

    Credit union · 5 branches

    3.95%APY$806 over 24 months on $10,000
  3. Top Carrot, Carrot Score 87
    Stearns BankStandard CDCD · 6 months · $500 min

    Bank · 3 branches

    3.94%APY$195 over 6 months on $10,000
  4. Top Carrot, Carrot Score 87
    Stearns BankStearns Salaam CDCD · 6 months · $500 min

    Bank · 3 branches

    3.94%APY$195 over 6 months on $10,000
  5. Top Carrot, Carrot Score 99
    Innovations Financial Credit UnionNon-Compounding Share CertificatesCD · 8 months · $1,000 min

    Credit union · 9 branches

    3.93%APY$260 over 8 months on $10,000
  6. Top Carrot, Carrot Score 87
    RadiFi Credit Union13-Month Share Certificate SpecialCD · 13 months · $2,500 min · 3.90%–4.00% by balance

    Credit union · 8 branches

    3.90%APY$423 over 13 months on $10,000
  7. Top Carrot, Carrot Score 92
    Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance

    Credit union · 1 branch

    3.90%APY$795 over 24 months on $10,000
  8. First Florida Credit UnionCertificateCD · 36 months · $1,000 min

    Credit union · 18 branches

    3.90%APY$1,216 over 36 months on $10,000intro rate
  9. Top Carrot, Carrot Score 88
    Dort Financial Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 4 branches

    3.90%APY$2,108 over 60 months on $10,000
  10. Top Carrot, Carrot Score 87
    Credit Union 1Share Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.85%APY$223 over 7 months on $10,000intro rate
  11. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 10 branches

    3.85%APY$583 over 18 months on $10,000intro rate
  12. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 3 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  13. Harvesters Credit UnionShare CertificatesCD · 4 months · $500 min

    Credit union · 8 branches

    3.82%APY$126 over 4 months on $10,000
  14. Faith Connection FCUShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$382 over 1 year on $10,000
  15. First BankCertificates of Deposit (CDs)CD · 36 months · $2,500 min

    Bank · 7 branches

    3.82%APY$1,190 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,723 CDs at 189 banks and credit unions · checked Oct 15–22

Typical
3.29%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.40%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Oxford Federal Credit UnionCredit union · 1 branch
  3. Climate First BankBank · 4 branches
See all ranked institutions