Credit union · NCUA insured
Harvesters Credit Union CD Rates
Harvesters Credit Union’s best CD rate is 3.82% APY on a 4-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Harvesters Credit Union’s CD rates compare
Compared with banks and credit unions near Pensacola, FL, where Harvesters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Harvesters Credit Union
3.82%APY
- Term
- 4 months
- Minimum
- $500
- Earns on $10,000
- $126
Share Certificates
Top rate
United Bank
4.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $660
2nd-highest rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
Harvesters Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo0.60%
- 31–60 months31–60 mo0.70%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harvesters Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 11 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.20% | $5 |
| 4 months | 3.82% | $126 |
| 6 months | 0.30% | $15 |
| 7 months | 3.56% | $206 |
| 12 months | 0.40% | $40 |
| 13 months | 3.30% | $358 |
| 15 months | 0.45% | $56 |
| 18 months | 0.50% | $75 |
| 24 months | 0.60% | $120 |
| 30 months | 0.60% | $151 |
| 36 months | 0.70% | $211 |
Sources (1)
- myharvesterscu.com/plan/certificates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificates
Up to 0.70%APY · 6 terms
Available as Traditional, Roth, and Education IRAs. No monthly or annual fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.40% | $40 |
| 15 months | 0.45% | $56 |
| 18 months | 0.50% | $75 |
| 24 months | 0.60% | $120 |
| 30 months | 0.60% | $151 |
| 36 months | 0.70% | $211 |
Sources (1)
- myharvesterscu.com/plan/iras · captured Sep 18, 2026
Who can join Harvesters Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.