Compare Bank & Credit Union Rates
Best CD rates in Colorado
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results in Colorado
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 115 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.46%APY$146 over 1 year on $10,000
Requirements
Product: Personal and Business. Additional deposits only at maturity. A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty is 90 days interest. Additional deposits only at maturity.
1.45% interest rate · Effective Jan 30, 2026
Rate checked
More details - Century SavingsCertificates of DepositCD · 60 months · $1,000 min · 1.15%–1.25% by balance
Bank · 1 branch
1.15%APY$588 over 60 months on $10,000Requirements
Product: Available to residents and businesses in Las Animas and Huerfano Counties of Colorado. Century Savings and Loan does not open deposit accounts for consumers who reside outside of the Las Animas, Huerfano county service area. Penalty may be imposed for early withdrawal; interest remains on deposit until maturity; auto-renews with 7 calendar day grace period.
Offer: 5 Yr CD.
1.15% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and upYour amount 1.15% $50,000 and up5 Yr CD Tiered Rate. 1.25% Rate checked
More details - 1.06%APY$541 over 60 months on $10,000
Requirements
Product: Interest paid by check, credited to another account, or compounded to certificate. 2nd chance Certificate of Deposit on 36 month terms. A minimum balance is required on all CD accounts. Penalty may be applied for early withdrawals. Maintenance/activity fees may reduce earnings.
1.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.85%APY$171 over 24 months on $10,000
Requirements
Product: Personal and Business. Allows additional deposits any time during the life of the CD; rates change with the market. A penalty will be imposed for early withdrawal.
Offer: Allows additional deposits any time during the life of the CD. Early withdrawal penalty is 90 days interest.
0.85% interest rate · Effective Jan 30, 2026
Rate checked
More details - 0.75%APY$381 over 60 months on $10,000
Requirements
Product: APY applies only when dividends are added to principal. Dividends compound and credit quarterly.
Offer: Dividends compound and credit quarterly.
0.75% interest rate · Effective Apr 2, 2025
Rate checked
More details - The First National Bank in TrinidadCertificate of DepositCD · 24 months · $1,000 min
Bank · 4 branches
0.70%APY$140 over 24 months on $10,000Requirements
Product: The Annual Percentage Yield assumes that the certificate and the interest will be reinvested. Withdrawal of interest could result in a lower APY. Penalty for early withdrawal. Rates subject to change. Fees may reduce earnings on account.
Offer: 24 Month CD. On Deposits up to $100,000.
0.70% interest rate · Balance cap $100,000 · Effective Oct 1, 2026
Rate checked
More details - 0.45%APY
Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: Term is 60 + month. Balance < $100,000.
0.45% interest rate · Effective Sep 23, 2021
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY
Requirements
Product: A penalty for early withdrawal may be charged. Minimum Opening Deposit equals the Minimum Balance to Earn APY.
Offer: Applicable for Certificates of Deposit only and do not apply to IRAs.
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Colorado
1,024 CDs at 108 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.45%
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Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches