Bank · FDIC insured
Century Savings CD Rates
Century Savings’s best CD rate is 1.25% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Century Savings’s CD rates compare
Compared with banks and credit unions in Colorado, where Century Savings has the most branches. $10,000, best rate first.
This bank’s best
Century Savings
1.15%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $588
Certificates of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Wray State Bank
5.09%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $1,044
Century Savings CD score
61
CD score
Higher than 4% of U.S. banks and credit unions
- 3–8 months3–8 mo0.50%
- 9–15 months9–15 mo0.65%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo1.15%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Savings ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 1.15%APY · 6 terms
Available to residents and businesses in Las Animas and Huerfano Counties of Colorado. Century Savings and Loan does not open deposit accounts for consumers who reside outside of the Las Animas, Huerfano county service area. Penalty may be imposed for early withdrawal; interest remains on deposit until maturity; auto-renews with 7 calendar day grace period.
| Term | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day CD | 0.45% | — | 0.45% | $11 |
| 3 months91 Day CD Tiered Rate | — | 0.55% | —0.55% from $50k | — |
| 6 months182 Day CD | 0.50% | — | 0.50% | $25 |
| 6 months182 Day CD Tiered Rate | — | 0.60% | —0.60% from $50k | — |
| 12 months1 Yr CD | 0.65% | — | 0.65% | $65 |
| 12 months1 Yr CD Tiered Rate | — | 0.80% | —0.80% from $50k | — |
| 24 months2 Yr CD | 0.85% | — | 0.85% | $171 |
| 24 months2 Yr CD Tiered Rate | — | 0.95% | —0.95% from $50k | — |
| 36 months3 Yr CD | 0.95% | — | 0.95% | $288 |
| 36 months3 Yr CD Tiered Rate | — | 1.15% | —1.15% from $50k | — |
| 60 months5 Yr CD | 1.15% | — | 1.15% | $588 |
| 60 months5 Yr CD Tiered Rate | — | 1.25% | —1.25% from $50k | — |
Sources (1)
- centurysavings.com/deposits-rates · captured Oct 4, 2026
Jumbo Certificates of Deposit
Up to 1.15%APY · 4 terms
Available to residents and businesses in Las Animas and Huerfano Counties of Colorado. Century Savings and Loan does not open deposit accounts for consumers who reside outside of the Las Animas, Huerfano county service area.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Mo Jumbo CD | 0.65% | — |
| 6 months6 Mo Jumbo CD | 0.85% | — |
| 12 months1 Yr Jumbo CD | 1.05% | — |
| 24 months2 Yr Jumbo CD | 1.15% | — |
Sources (1)
- centurysavings.com/deposits-rates · captured Oct 4, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 0.95%APY · 2 terms
Available to residents and businesses in Las Animas and Huerfano Counties of Colorado. Century Savings and Loan does not open deposit accounts for consumers who reside outside of the Las Animas, Huerfano county service area. Penalty may be imposed for early withdrawal; interest remains on deposit until maturity; auto-renews with 7 calendar day grace period.
| Term | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months18 Mo IRA CD | 0.70% | — | 0.70% | $105 |
| 18 months18 Mo IRA CD Tiered Rate | — | 0.80% | —0.80% from $50k | — |
| 60 months5 Yr IRA CD | 0.95% | — | 0.95% | $484 |
| 60 months5 Yr IRA CD Tiered Rate | — | 1.05% | —1.05% from $50k | — |
Sources (1)
- centurysavings.com/deposits-rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.