Bank · FDIC insured
Verus Bank of Commerce CD Rates
Verus Bank of Commerce’s best CD rate is 0.45% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Verus Bank of Commerce’s CD rates compare
Compared with banks and credit unions near Fort Collins, CO, where Verus Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
Verus Bank of Commerce
0.45%APY
- Term
- 60–Unknown months
- Minimum
- $1,000
- Earns on $10,000
- —
Certificates of deposit
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Academy Bank
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Verus Bank of Commerce CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.45%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Verus Bank of Commerce ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of deposit
Up to 0.45%APY · 7 terms
A penalty may be imposed for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3–5 monthsTerm is 90-179 day. Balance < $100,000 | 0.05% | — | — | 0.05% | $1 |
| 3–5 monthsTerm is 90-179 day. Balance > $100,000 | — | 0.05% | — | —0.05% from $100k | — |
| 3–5 monthsTerm is 90-179 day. Balance > $250,000 | — | — | 0.05% | —0.05% from $250k | — |
| 6–11 monthsTerm is 180-364 day. Balance < $100,000 | 0.05% | — | — | 0.05% | $2 |
| 6–11 monthsTerm is 180-364 day. Balance > $100,000 | — | 0.05% | — | —0.05% from $100k | — |
| 6–11 monthsTerm is 180-364 day. Balance > $250,000 | — | — | 0.05% | —0.05% from $250k | — |
| 12–23 monthsTerm is 12-23 month. Balance < $100,000 | 0.10% | — | — | 0.10% | $10 |
| 12–23 monthsTerm is 12-23 month. Balance > $100,000 | — | 0.15% | — | —0.15% from $100k | — |
| 12–23 monthsTerm is 12-23 month. Balance > $250,000 | — | — | 0.15% | —0.15% from $250k | — |
| 24–35 monthsTerm is 24-35 month. Balance < $100,000 | 0.15% | — | — | 0.15% | $30 |
| 24–35 monthsTerm is 24-35 month. Balance > $100,000 | — | 0.25% | — | —0.25% from $100k | — |
| 24–35 monthsTerm is 24-35 month. Balance > $250,000 | — | — | 0.25% | —0.25% from $250k | — |
| 36–47 monthsTerm is 36-47 month. Balance < $100,000 | 0.15% | — | — | 0.15% | $45 |
| 36–47 monthsTerm is 36-47 month. Balance > $100,000 | — | 0.30% | — | —0.30% from $100k | — |
| 36–47 monthsTerm is 36-47 month. Balance > $250,000 | — | — | 0.30% | —0.30% from $250k | — |
| 48–59 monthsTerm is 48-59 month. Balance < $100,000 | 0.15% | — | — | 0.15% | $60 |
| 48–59 monthsTerm is 48-59 month. Balance > $100,000 | — | 0.30% | — | —0.30% from $100k | — |
| 48–59 monthsTerm is 48-59 month. Balance > $250,000 | — | — | 0.30% | —0.30% from $250k | — |
| 60–Unknown monthsTerm is 60 + month. Balance < $100,000 | 0.45% | — | — | 0.45% | $227 |
| 60–Unknown monthsTerm is 60 + month. Balance > $100,000 | — | 0.45% | — | —0.45% from $100k | — |
| 60–Unknown monthsTerm is 60 + month. Balance > $250,000 | — | — | 0.45% | —0.45% from $250k | — |
Sources (1)
- verusboc.com/personal/deposit-rates · captured Sep 17, 2026
Special-purpose accounts
IRA certificates of deposit
Up to 0.45%APY · 6 terms
A penalty may be imposed for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12–17 monthsTerm is 12-17 month. Balance < $100,000 | 0.05% | — | — | 0.05% | $5 |
| 12–17 monthsTerm is 12-17 month. Balance > $100,000 | — | 0.10% | — | —0.10% from $100k | — |
| 12–17 monthsTerm is 12-17 month. Balance > $250,000 | — | — | 0.05% | —0.05% from $250k | — |
| 18–23 monthsTerm is 18-23 month. Balance < $100,000 | 0.05% | — | — | 0.05% | $8 |
| 18–23 monthsTerm is 18-23 month. Balance > $100,000 | — | 0.10% | — | —0.10% from $100k | — |
| 18–23 monthsTerm is 18-23 month. Balance > $250,000 | — | — | 0.05% | —0.05% from $250k | — |
| 24–35 monthsTerm is 24-35 month. Balance < $100,000 | 0.10% | — | — | 0.10% | $20 |
| 24–35 monthsTerm is 24-35 month. Balance > $100,000 | — | 0.20% | — | —0.20% from $100k | — |
| 24–35 monthsTerm is 24-35 month. Balance > $250,000 | — | — | 0.25% | —0.25% from $250k | — |
| 36–47 monthsTerm is 36-47 month. Balance < $100,000 | 0.20% | — | — | 0.20% | $60 |
| 36–47 monthsTerm is 36-47 month. Balance > $100,000 | — | 0.20% | — | —0.20% from $100k | — |
| 36–47 monthsTerm is 36-47 month. Balance > $250,000 | — | — | 0.30% | —0.30% from $250k | — |
| 48–59 monthsTerm is 48-59 month. Balance < $100,000 | 0.20% | — | — | 0.20% | $80 |
| 48–59 monthsTerm is 48-59 month. Balance > $100,000 | — | 0.20% | — | —0.20% from $100k | — |
| 48–59 monthsTerm is 48-59 month. Balance > $250,000 | — | — | 0.30% | —0.30% from $250k | — |
| 60–Unknown monthsTerm is 60 + month. Balance > $100,000 | — | 0.45% | — | —0.45% from $100k | — |
| 60–Unknown monthsTerm is 60 month + < $100,000 | 0.45% | — | — | 0.45% | $227 |
| 60–Unknown monthsTerm is 60+ month. Balance > $250,000 | — | — | 0.45% | —0.45% from $250k | — |
Sources (1)
- verusboc.com/personal/deposit-rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.