Bank · FDIC insured
The First National Bank in Trinidad
A $250.5M bank headquartered in Trinidad, CO, with 4 branches in Colorado. Best rates: CDs 0.70% and savings 0.25% APY.
The First National Bank in Trinidad Carrot Score
68
Carrot Score
Higher than 22% of U.S. banks and credit unions
#75 of 103 in ColoradoHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank in Trinidad
- Headquarters
- 100 E Main St, Trinidad, CO 81082
- FDIC certificate
- 14584 ↗
Branches
4 branches in Colorado
Loading map…
Colorado
4 branches
Trinidad area · 3
- The First National Bank in TrinidadMain office100 E Main St, Trinidad, CO 81082Directions
- Motor Bank Branch122 E First St, Trinidad, CO 81082Directions
- Wal-Mart Branch2921 Toupal Dr, Trinidad, CO 81082Directions
Walsenburg area · 1
- Huerfano County Branch135 W 6th St, Walsenburg, CO 81089Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.95% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.52% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $60 | $81 | — |
- CapitalLeverage ratio10.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.95%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.52%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$60Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank in Trinidad are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.