Compare Bank & Credit Union Rates
Best CD rates in Tucson, AZ
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Tucson, AZ
- 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/15/2026 and subject to change.
Offer: 18-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 15, 2026
Rate checked
More details - 4.30%APY$2,343 over 60 months on $10,000
Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
4.23% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 7 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - Pima Federal Credit UnionTerm Share Certificate (CD)CD · 18 months · $250 min
Credit union · 4 branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Minimum deposit $250 with no maximum. Plus, enjoy a 0.25% APY increase on your new CD with a qualifying CareFREE Checking account (CareFREE Plus Checking with e-statements and at least $1,000 in monthly direct deposits).
Offer: Requires qualifying CareFREE / CareFREE Plus Checking account with e-statements and at least $1,000 in monthly direct deposits
Effective Oct 1, 2026
Rate checked
More details - Vantage West Credit Union15-Month Online-Exclusive CDCD · 15 months · $500 min
Credit union · 9 branches
4.15%APY$521 over 15 months on $10,000intro rateRequirements
Product: Must be opened between September 1, 2026, and November 30, 2026, and funded with new money (external funds from accounts other than Vantage West Credit Union or affiliate institutions). Not eligible for relationship dividend rates. Minimum opening deposit $500; maximum deposit $250,000 for accounts opened online. Additional deposits not permitted after opening. If automatic renewal is elected, renews into a standard 12-month Certificate.
Offer: Promotional rate valid for accounts opened between September 1, 2026, and November 30, 2026, funded with external new money. Maximum deposit $250,000 for online opening. No relationship dividend rate applicable. Monthly fee waived with eStatements.
Promotional rate · Balance cap $250,000 · Effective Oct 2, 2026
Rate checked
More details - SunWest Credit Union of ArizonaCertificate of DepositCD · 12 months · $500 min
Credit union · 1 branch
4.12%APY$412 over 1 year on $10,000Requirements
Product: Dividends paid monthly. Fixed rates in effect for the term of the account. A penalty may be imposed for early withdrawal. Must be a SunWest member to open.
4.04% interest rate
Rate checked
More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 4.01% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.06%APY$2,202 over 60 months on $10,000with conditions
Requirements
Product: Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 4.05%APY$234 over 7 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal of all term share certificates. Automatically renewable (except Special Certificates which renew to a regular 1-year certificate at current rate). 10-day grace period before and after maturity.
Offer: 7 Month Special. Renews to a regular 1-year certificate at the current rate upon maturity.
3.98% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.05%APY$2,196 over 60 months on $10,000
Requirements
Product: Minimum balance of $500.00 required. Automatically renewable at maturity with a 10 calendar day grace period. Dividends compounded daily and credited monthly or paid to another account. Early withdrawal penalties apply.
Offer: Disclosed dividend rate 3.97%. 5 Year term.
3.97% interest rate · Compounded daily · Effective Sep 1, 2026
Rate checked
More details - 3.81%APY$1,187 over 36 months on $10,000with conditions
Requirements
Product: Allows jumping up to a higher rate once during the certificate's term. Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Relationship Rate requires: 1. Qualifying open Vantage West consumer checking account, 2. Monthly direct deposit of at least $750 to accounts under the same Membership account, 3. Aggregate loan and/or deposit balance of at least $10,000 in the same Membership account. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - First National Bank Texas8 Month Fixed Rate CDCD · 8 months · $500 min · 3.75%–4.25% by balance
Bank · 1 branch
3.75%APY$248 over 8 months on $10,000intro rateRequirements
Product: Promotions are for a limited time only. 8-month CDs will automatically renew into a 6-month CD.
Offer: Promotional CD offer. Automatically renews into a 6-month CD at maturity. Early withdrawal penalties apply. Interest compounded and credited quarterly.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 8 Month Fixed Rate CD Balance APY $500 – $50,000Your amount 3.75% $50,000 – $100,000 4.25% $100,000 and up 4.25% Rate checked
More details - Hughes Federal Credit UnionCertificate Accounts (Term Share)CD · 12 months · $1,000 min · 3.67%–3.77% by balance
Credit union · 4 branches
3.67%APY$367 over 1 year on $10,000Requirements
Product: Minimum Balance required to open an account and earn the posted APY. Compounded daily and credited monthly. Substantial penalty for early (premature) withdrawal. Fixed dividend rate and APY during the term.
3.60% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Accounts (Term Share) Balance APY $1,000 – $50,000Your amount 3.67% $50,000 – $99,000 3.72% $99,000 and up 3.77% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Tucson, AZ
292 CDs at 21 banks and credit unions · checked Oct 4–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.75%
- Credit unions, typical
- 3.75%
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Tucson, AZ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 2 branches
- Vantage West Credit UnionCredit union · 14 branches
- OneAZ Credit UnionCredit union · 3 branches