Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 121–135 results
- 4.12%APY$307 over 9 months on $10,000
Requirements
Product: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
Offer: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
4.05% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - KodaBankCertificates of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
4.12%APY$307 over 9 months on $10,000Requirements
Offer: 9 Month CD Special
4.10% interest rate · Effective Sep 29, 2026
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More details - Peoples Trust & Savings BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.11%APY$307 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Minimum opening deposit of $500.00. Rates are subject to change without notice.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Effective Jul 14, 2026
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More details - Blue Federal Credit UnionTerm Share CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.11%APY$307 over 9 months on $10,000intro rateRequirements
Product: Available for consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply. Standard term lengths range from 6 months to 60 months, but non-promotional terms require entering a ZIP code to view rates.
Offer: Limited time offer. Consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply.
Promotional rate · Effective Oct 3, 2026
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More details - St. Mary's BankCertificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000Requirements
Product: Guaranteed fixed rate from opening to maturity. Penalty for early withdrawal. $500 minimum deposit required to open and earn stated APY. Rate information current as of October 16, 2026.
Offer: 9 Month Promo CD. Guaranteed fixed rate.
4.02% interest rate · Effective Oct 16, 2026
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More details - AmericanBankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000Requirements
Product: Minimum deposit $500. Interest is compounded daily and earned on the daily balance. A penalty may be imposed for early withdrawal.
Offer: 9 Month term.
4.02% interest rate · Compounded daily · Effective Oct 16, 2026
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More details - Westmoreland Federal SavingsCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000intro rateRequirements
Product: A $5,000.00 minimum balance is required to receive a monthly interest check or have monthly interest transferred to another WFS account. Once opened, additions are not permitted until maturity. Early withdrawal penalty: 3 months interest on terms less than 1 year; 6 months interest on terms 1 year and over. Automatically renews with a 7-day grace period.
Offer: With checking & direct deposit. Special offer.
Promotional rate · 4.07% interest rate · Effective Oct 9, 2026
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More details - Baptist Health South Florida FCUPromotional Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000intro rateRequirements
Product: Limited time offer valid starting August 2026. $500.00 minimum opening deposit. Advertised APYs include a 0.25% rate increase for new money, requiring opening with at least $10,000 from another financial institution. At maturity, certificate will rollover to the same term at current standard rate unless otherwise directed. Early withdrawal penalty applies and may reduce earnings. Dividends compounded and credited monthly and at maturity. Baptist Health South Florida Federal Credit Union membership required.
Offer: Advertised APY includes a 0.25% rate increase for \"new money.\" To receive this APY, you must open the certificate with at least $10,000 from another financial institution.
Promotional rate
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More details - Dirigo Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000Requirements
Product: Must be opened in person at a branch. Dividends based on daily balance and paid monthly. Early withdrawal penalty: 90 days of dividends for terms under 2 years; 180 days of dividends for terms 2 years and above.
4.03% interest rate · Effective Oct 1, 2026
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More details - United Teletech Financial4.10% APY Certificate Special for 9 Months - $10,000 New Money PromotionCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $10,000 in new money is required and must be maintained throughout the term of the certificate. New money may include funds deposited into a new or existing member's share or share draft account within 10 days prior to the establishment of the subject certificate, or money from another financial institution. Renewal term on certificate maturity for a certificate with a 9-month term is 6 months. Penalty imposed for early withdrawal is 90 days interest.
Offer: Requires $10,000 minimum opening deposit in new money maintained throughout the term. Penalty for early withdrawal is 90 days interest. Renews into a 6-month term.
Promotional rate · 4.02% interest rate
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More details - Lumbee Guaranty BankCertificate of Deposit SpecialsCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000with conditionsRequirements
Product: Checking account required. At maturity, the CD will automatically renew to the same term and the current non-special rate in effect at the time of renewal. Penalty may be imposed for early withdrawal.
Offer: Checking Account Required. Early withdrawal penalty may apply. Automatically renews to current non-special rate.
Qualified rate · 4.02% interest rate · Effective Sep 30, 2026
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More details - Trumark Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,0004.03% interest rate · Effective Sep 18, 2026
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More details - Consumer Credit UnionCertificate AccountsCD · 9 months
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000Requirements
Product: Terms less than 24 months have an early withdrawal penalty of 91 days. Terms 24 months and above have an early withdrawal penalty of 180 days.
Offer: Special certificate account; transferred to regular share account upon maturity.
Effective Sep 23, 2026
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More details - Aspen Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,0004.04% interest rate · Effective Jul 21, 2025
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More details - First State Bank9-Month Certificate of Deposit SpecialCD · 9 months · $5,000 min · 4.00%–4.10% by balance
Bank · Add a location to see nearby branches
4.10%APY$306 over 9 months on $10,000intro ratePromotional rate · 3.94% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 9-Month Certificate of Deposit Special Balance APY $5,000 and up 4.00% $10,000 and upYour amountRequires new funds not currently on deposit with First State Bank. 4.10% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank