Credit union · NCUA insured
Blue Federal Credit Union CD Rates
Blue Federal Credit Union’s best CD rate is 4.25% APY on a 2-year share certificate (CD). Terms run from 9 months to 2 years. Rates checked October 22, 2026.
How Blue Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cheyenne, WY, where Blue Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Blue Federal Credit Union
4.25%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $868
Market Index Term Share
Top rate
UniWyo Credit Union
4.40%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $2,402
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Market Index Term Share
4.25%APY · 1 term
Variable rate based on WSJ Prime minus 2.75% with a floor rate of 1.00%. 24-month term share certificate. Deposits range from $1,000 minimum to $5,000,000 maximum. Dividends compounded and credited monthly. Early withdrawal penalty equal to 730 days of dividends. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsVariable rate based on WSJ Prime minus 2.75% with a floor rate of 1.00%. Rates up to 4.25% APY. Dividends compounded and credited monthly. Penalty equal to 730 days of dividends if withdrawn before maturity. Membership required | 4.25% | $868 |
Sources (1)
- bluefcu.com/bank/savings/term-shares/market-index-ts · captured Oct 3, 2026
Term Share Certificates
4.11%APY · 1 term
Available for consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply. Standard term lengths range from 6 months to 60 months, but non-promotional terms require entering a ZIP code to view rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsLimited time offer. Consumer accounts only. Membership required. Automatically renews at the rate offered upon renewal. Early withdrawal penalties apply | 4.11% | $307 |
Who can join Blue Federal Credit Union
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