Bank · FDIC insured
Westmoreland Federal Savings CD Rates
Westmoreland Federal Savings’s best CD rate is 4.25% APY on a 13-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Westmoreland Federal Savings’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Westmoreland Federal Savings has the most branches. $10,000, best rate first.
This bank’s best
Westmoreland Federal Savings
4.25%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $461
Certificates of Deposit
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Westmoreland Federal Savings CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo1.25%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Westmoreland Federal Savings ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.25%APY · 8 terms
A $5,000.00 minimum balance is required to receive a monthly interest check or have monthly interest transferred to another WFS account. Once opened, additions are not permitted until maturity. Early withdrawal penalty: 3 months interest on terms less than 1 year; 6 months interest on terms 1 year and over. Automatically renews with a 7-day grace period.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsRequires $10,000 New Money. Special offer | — | — | 4.10% | 4.10% | $203 |
| 6 monthsSpecial offer | — | 3.80% | — | 3.80% | $188 |
| 9 monthsSpecial offer | — | 3.60% | — | 3.60% | $269 |
| 9 monthsWith checking & direct deposit. Special offer | — | 4.10% | — | 4.10% | $306 |
| 12 months | 1.00% | — | — | 1.00% | $100 |
| 13 monthsSpecial offer | 4.25% | — | — | 4.25% | $461 |
| 24 months | 1.25% | — | — | 1.25% | $252 |
| 36 months | 1.50% | — | — | 1.50% | $457 |
| 48 months | 1.75% | — | — | 1.75% | $719 |
| 60 months | 2.00% | — | — | 2.00% | $1,041 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.25%APY · 8 terms
Early Withdrawal Penalty is waived if 59 1/2 years or older and the withdrawal is a distribution reportable under the Internal Revenue Code, or the Accountholder is disabled. A $5,000.00 minimum balance is required to receive a monthly interest check or transfer to another WFS account. Once opened, additions are not permitted until maturity. Automatically renews with a 7-day grace period.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsRequires $10,000 New Money. Special offer | — | — | 4.10% | 4.10% | $203 |
| 6 monthsSpecial offer | — | 3.80% | — | 3.80% | $188 |
| 9 monthsSpecial offer | — | 3.60% | — | 3.60% | $269 |
| 9 monthsWith checking & direct deposit. Special offer | — | 4.10% | — | 4.10% | $306 |
| 12 months | 1.00% | — | — | 1.00% | $100 |
| 13 monthsSpecial offer | 4.25% | — | — | 4.25% | $461 |
| 24 months | 1.25% | — | — | 1.25% | $252 |
| 36 months | 1.50% | — | — | 1.50% | $457 |
| 48 months | 1.75% | — | — | 1.75% | $719 |
| 60 months | 2.00% | — | — | 2.00% | $1,041 |
Sources (1)
- wfsavings.com/Deposit-Rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.