Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1171–1185 of 4,559 results
- Pryority BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawal subject to penalty (12 months interest). APY assumes monthly compounding.
Offer: Monthly compounding; early withdrawal penalty applies.
3.64% interest rate · Effective Jul 29, 2026
Rate checked
More details - Southern Security Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Terms from 91 days to 5 years. Minimum balance of $500. Certificates auto-renew unless otherwise directed.
3.62% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and up 3.65% $10,000 and upYour amount 3.70% $50,000 and up 3.75% Rate checked
More details - Great Lakes First Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Fees could reduce earnings.
Effective Feb 13, 2026
Rate checked
More details - Waldo State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Substantial penalty may apply for early withdrawal. Daily balance method applies a daily periodic rate to principal. Quarterly compounding. 18 and 36 month CDs can also be Add-On CDs.
Offer: Term is 182 days.
3.65% interest rate · Effective Sep 11, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Effective June 1, 2026
Offer: One time NO PENALTY withdrawal.
3.65% interest rate · Effective Jun 1, 2026
Rate checked
More details - Lakeview Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal.
Offer: Dividends paid monthly. Early withdrawal penalty is 180 days.
3.65% interest rate · Effective Jul 30, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000intro rate
Requirements
Product: Rate information posted on the Bank of Pontiac Web Site is subject to change. Please call to confirm rate information. Fees could reduce the earnings on the account. CDs are subject to interest penalty for early withdrawal. The CD specials may renew into different lengths of maturity upon renewal.
Offer: Compounded Quarterly, paid Quarterly. Early withdrawal interest penalty: 3 Month. May renew into different lengths of maturity upon renewal.
Promotional rate · 3.65% interest rate · Compounded quarterly · Effective Sep 15, 2026
Rate checked
More details - Great Rivers BankCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.67% interest rate
Rate checked
More details - NDBTCertificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply. Earnings can be added to CD or paid directly. FDIC insured.
3.65% interest rate · Effective Jul 2, 2026
Rate checked
More details - North Penn FCUShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Requires minimum balance of $1,000.00. Early withdrawal penalty applies.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - 1st Community Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.69%APY$183 over 6 months on $10,000Requirements
Product: Dividends compounded and credited monthly on the last calendar day of the month for compounding certificates. Dividends will not be compounded if chosen to be paid directly to member or to another account. Early withdrawal penalties apply.
Offer: Noncompounding. Dividends credited monthly.
3.69% interest rate · Effective Sep 16, 2026
Rate checked
More details - Latah Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
Offer: Paid at maturity
3.65% interest rate · Effective Sep 24, 2026
Rate checked
More details - Eastern Indiana FCUShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Open with as little as $500.00. Dividends can be compounded semi-annually or are available as a check monthly, quarterly, or at maturity. Automatically renews at maturity to same term (10-day grace period provided). Early withdrawal penalty applies (forfeit 90 days dividend). No monthly maintenance fees.
Offer: Early Withdrawal Penalty: forfeit 90 days dividend.
3.65% interest rate
Rate checked
More details - Bee Federal Credit UnionBEE Share CertificateCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. Early withdrawal penalty is 90 days' dividends.
3.63% interest rate · Effective Oct 21, 2026
Rate checked
More details - Dubois-Pike Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Available to members of Dubois-Pike Federal Credit Union. Membership savings account required. Not eligible for online opening. Penalty for early withdrawal. Non-renewable.
Offer: Penalty for early withdrawal. Non-renewable. Membership savings account required. Not eligible for online opening.
3.65% interest rate · Effective Jul 18, 2025
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
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