Credit union · NCUA insured
Bee Federal Credit Union CD Rates
Bee Federal Credit Union’s best CD rate is 3.87% APY on a 1-year share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Bee Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Salisbury, MD, where Bee Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bee Federal Credit Union
3.79%APY
- Term
- 12 months
- Minimum
- $10,000
- Earns on $10,000
- $379
BEE Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
JUMBO Share Certificate
Up to 3.87%APY · 2 terms
Dividends compounded and paid quarterly. Early withdrawal penalty is 90 days' dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.68% | — |
| 12 months | 3.87% | — |
Sources (1)
- beefcu.org/share-certificates-and-rates · captured Oct 22, 2026
BEE Share Certificate
Up to 3.79%APY · 2 terms
Dividends compounded and paid quarterly. Early withdrawal penalty is 90 days' dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.68% | $182 |
| 12 months | 3.79% | $379 |
Sources (1)
- beefcu.org/share-certificates-and-rates · captured Oct 22, 2026
Who can join Bee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Retirees from Wicomico County Public Schools (WCPS) or Wicomico County Government (WCG) are eligible for membership.
- Current employees of Wicomico County Government (WCG) are eligible for membership.
- Current employees of Wicomico County Public Schools (WCPS) are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) of a current employee or retiree of WCPS or WCG are eligible for membership.
- Household members living in the same residence and maintaining a single economic unit with a current employee or retiree of WCPS or WCG are eligible for membership.
- Spouses of members who have died are eligible for membership.
Cost to join
- A $5 share deposit submitted with the Member Application Form is required to become a member.
Membership information collected October 4, 2026.