Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Ohio Teamsters Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. Dividends are compounded monthly and paid quarterly. A penalty may be imposed for withdrawals before maturity.
Compounded monthly · Effective Sep 25, 2026
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More details - Firefighters Credit UnionCertificate AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,0003.88% interest rate · Effective Sep 21, 2026
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More details - BCFCUCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000intro rateRequirements
Product: Dividends compounded and credited/paid monthly. $1,000 minimum balance required unless specified. Automatically renews on maturity date with a 20-day penalty-free withdrawal grace period. Substantial early withdrawal penalty applies (equal to 90 days dividends for maturity 30 days to 1 year; 180 days dividends for maturity > 1 year). Membership eligibility requirements apply.
Promotional rate · 3.88% interest rate
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More details - Farmers State BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000intro rateRequirements
Product: A $500.00 minimum balance is required to open. CD interest is calculated on the daily balance method. APY is based on semi-annual compounding except terms of 91 days or less. Early withdrawal penalty may be imposed. Single maturity certificates draw no interest after maturity. New customer CDs require visiting the bank in person.
Offer: 6 Month Special. CD specials available to new customers in community reinvestment area or neighboring counties as well as existing customers.
Promotional rate · 3.91% interest rate · Effective Aug 11, 2026
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More details - 3.95%APY$196 over 6 months on $10,000
Requirements
Product: Term Certificates renew automatically. Interest may be withdrawn before maturity without a penalty; early withdrawal penalty on principal may apply. Interest earned based on average daily balance.
Offer: Interest compounded monthly, credited monthly. Early withdrawal penalty may apply.
3.95% interest rate · Compounded monthly · Effective Nov 1, 2022
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More details - Education First Credit Union6 month Certificate of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Rate checked
More details - P&S Credit UnionShare Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Dividends compounded quarterly, paid at maturity/end of term. Early withdrawal penalties apply. Automatically renewable. Low minimum deposit of $500.
Offer: Automatic renewal
Compounded quarterly
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More details - Woori America BankWooriWON Certificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.94%APY$195 over 6 months on $10,000Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Oct 22, 2026
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More details - North Valley BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.94%APY$195 over 6 months on $10,000Requirements
Product: Interest penalty for early withdrawal from certificates of deposit. Fees could reduce earnings on the account.
Offer: APY assumes principal and interest remain on deposit for the term of the certificate. Interest paid for the APY occurs at the end of the term or annually, whichever occurs first.
3.90% interest rate · Effective Oct 16, 2026
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More details - Homeland Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.94%APY$195 over 6 months on $10,000Effective Aug 5, 2026
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More details - 3.94%APY$195 over 6 months on $10,000
Requirements
Offer: Interest paid at maturity. Ability to fund throughout the term of the CD. No penalty may be imposed for early withdrawal.
3.90% interest rate · Effective Oct 1, 2026
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More details - 3.94%APY$195 over 6 months on $10,000
Requirements
Product: Expected Profit Rate and Expected Annual % Yield. See Disclosure of Account Terms for Truth in Savings provided at account opening.
Offer: Ability to fund throughout the term of the CD. No discount may be applied for early withdrawal. Profit paid at maturity.
3.90% interest rate · Effective Oct 1, 2026
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More details - Members Advantage Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.93%APY$194 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. A minimum deposit of $1,000.00 is required.
Offer: Dividends compounded monthly.
Compounded monthly · Effective Oct 1, 2026
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More details - Self Reliance Financial Federal Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$194 over 6 months on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 1 month interest (30 days' dividends).
3.85% interest rate · Effective Oct 16, 2026
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More details - 3.92%APY$194 over 6 months on $10,000
Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers. Penalty may apply for early withdrawal and reduce earnings. The APY assumes interest remains on deposit until maturity, any withdrawals of interest will reduce earnings. FDIC insured. Fees may reduce earnings. Rates subject to change without notice.
3.85% interest rate · Effective Oct 9, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank