Credit union · NCUA insured
Education First Credit Union CD Rates
Top CarrotEducation First Credit Union’s best CD rate is 3.95% APY on a 6-month share certificate (CD). Rates checked October 22, 2026.
How Education First Credit Union’s CD rates compare
Compared with banks and credit unions near Ogden, UT, where Education First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Education First Credit Union
3.95%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $196
6 month Certificate of Deposit
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
Utah Power Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $9
- Earns on $10,000
- $450
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
6 month Certificate of Deposit
3.95%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
Sources (1)
- e1cu.org · captured Sep 16, 2026
Who can join Education First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living in Weber County is eligible for membership.
Military, government and schools
- Current and retired employees of the Ogden School District are eligible for membership.
- Current students and alumni of the Ogden School District are eligible for membership.
Family and household
- Families of Ogden School District current and retired employees, current students, and alumni are eligible for membership.
Membership information collected October 4, 2026.