Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1036–1050 of 3,418 results
- Pathway BankCD (Certificate of Deposit)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
Offer: Minimum deposit to open and earn APY is $1,000.00.
3.46% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Community West Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Add-on CDs available.
Offer: Penalty may be imposed for early withdrawal.
3.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - AAC Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Account fees may reduce earnings on certificates. Traditional CD may be opened for as little as $500 with 6 to 24 month options.
Effective Oct 15, 2026
Rate checked
More details - Bank of Ann ArborCertificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: For deposits of $1,000 to $99,999. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.46% interest rate · Balance cap $99,999 · Effective Oct 12, 2026
Rate checked
More details - Acadia Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Minimum of $500 to open a share certificate. Penalties may be charged for early withdrawals. Qualification requirements must be met. Other restrictions may apply. Dividends are paid monthly and compound over time. No monthly fees.
3.45% interest rate
Rate checked
More details - Park Side Credit UnionShare Certificate Step UpCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Dividends accrue daily and are paid monthly, based on dividends declared monthly by the Board of Directors. Early withdrawal penalty: Certificate term 12 months or less – 90-day interest penalty. Certificate term over 1 year – 180-day interest penalty.
3.45% interest rate
Rate checked
More details - We Florida FinancialCDs - Certificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Rates and yields are subject to change without notice. Some accounts require a specific minimum balance to earn the stated APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. No broker or institutional deposits will be accepted.
Offer: Minimum Balance to Earn Stated APY. The minimum daily balance requirement must be met each day of the statement cycle. If the balance falls below the required minimum amount on any day, a monthly maintenance fee may be assessed.
3.45% interest rate · Effective Oct 6, 2026
Rate checked
More details - ACCESSbankCertificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Interest paid quarterly and at maturity. Early withdrawal penalty may apply. Automatic rollovers and reminders before maturity provided.
Offer: Interest paid quarterly and at maturity.
Promotional rate · 3.46% interest rate
Rate checked
More details - First Atlantic Federal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings. $500 minimum balance required to earn dividends. Terms range from 3 months to 5 years. Compounded and paid monthly. Rollover with grace period available at maturity.
Promotional rate · 3.45% interest rate · Effective Oct 15, 2026
Rate checked
More details - Liberty Savings Federal Credit UnionCertificate of DepositsCD · 60 months · $500 min · 3.40%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal. Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.
Offer: Minimum deposit $500. Bonus dividend of an additional 0.10% for balance of $50,000 or more. Penalty for early withdrawal.
3.35% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificate of Deposits Balance APY $500 and up 3.40% $5,000 and upYour amountMinimum deposit $5,000 combined. 3.50% Rate checked
More details - PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - Aurora Federal Credit UnionJumbo CertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Minimum opening deposit / balance of $10,000 required. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
3.45% interest rate · Effective Sep 2, 2026
Rate checked
More details - Columbine FCURegular Share CertificatesCD · 60 months · 3.45%–3.50% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,000Requirements
Product: Early withdrawal penalty may apply: 90 days dividends for terms of 1 year or less, 180 days dividends for terms longer than 1 year. Membership eligibility required. Federally insured by NCUA.
Effective Feb 2, 2026
Rate by balance
Rate by balance for Regular Share Certificates Balance APY Any balance 3.45% $1,000 – $100,000Your amountEarly withdrawal penalty: 180 days dividends. 3.50% Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.
3.44% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - NorState Federal Credit UnionShare Certificate AccountCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,877 over 60 months on $10,0003.45% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,418 CDs at 3,037 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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