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Best 5-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 76–90 results

  1. Top Carrot, Carrot Score 91
    Marine Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  2. TriCentury BankCertificates Of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000intro rate
  3. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  4. Top Carrot, Carrot Score 95
    Coastal Credit UnionCertificatesCD · 60 months · $250 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  5. Top Carrot, Carrot Score 99
    Maine Family Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 89
    CU Hawaii Federal Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Farmers & Merchants State Bank60 Month CDCD · 60 months · $1,000 min · 4.00%–4.50% by balance

    Bank · Add a location to see nearby branches

    4.50%APY$2,462 over 60 months on $10,000
  8. Top Carrot, Carrot Score 92
    Connecticut State Police Credit UnionCertificates of DepositCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.49%APY$2,456 over 60 months on $10,000
  9. Top Carrot, Carrot Score 93
    First Choice Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.98%–4.75% by balance

    Credit union · Add a location to see nearby branches

    4.49%APY$2,456 over 60 months on $10,000
  10. Top Carrot, Carrot Score 88
    DEVILS SLIDEShare Certificates (CDs)CD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.48%APY$2,450 over 60 months on $10,000
  11. Top Carrot, Carrot Score 89
    Library of Congress Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.47%APY$2,444 over 60 months on $10,000
  12. TLC Community Credit UnionRegular CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.47%APY$2,444 over 60 months on $10,000with conditions
  13. Top Carrot, Carrot Score 96
    Cornhusker BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.46%APY$2,438 over 60 months on $10,000
  14. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.45%APY$2,432 over 60 months on $10,000
  15. Top Carrot, Carrot Score 93
    Atomic Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.45%APY$2,432 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,411 CDs at 3,039 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 5-Year CD Rates of October 2026 | Carrot Rate