Compare Bank & Credit Union Rates
Best 4-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1156–1170 of 3,254 results
- Credit Union of GeorgiaStandard CDCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Balance cap $100,000 · Effective Jul 1, 2026
Rate checked
More details - Adams State BankCertificates of DepositCD · 48 months · $1,000 min
Bank · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Minimum balance above is to open: No minimum balance required to earn interest. Substantial penalty for early withdrawal of certificates.
3.25% interest rate · Effective Oct 13, 2026
Rate checked
More details - Ridgewood Savings BankCertificates of DepositCD · 48 months · $100 min
Bank · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Early withdrawal penalties apply on CD accounts. Guaranteed fixed rate of return for the entire term.
Offer: 48 Month CD term.
3.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - Preferred Credit UnionRegular CDsCD · 48 months · 3.20%–3.30% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Effective Jun 1, 2026
Rate by balance
Rate by balance for Regular CDs Balance APY Any balance 3.20% $10,000 and upYour amount 3.30% Rate checked
More details - WCCU Credit UnionShare CertificatesCD · 48 months · $500 min · 3.20%–3.30% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Dividends for 3-month and 6-month certificates are paid at maturity. Dividends for 1-year through 5-year certificates are paid quarterly.
Offer: Dividends paid quarterly
3.16% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.20% $10,000 and upYour amount 3.30% Rate checked
More details - 3.30%APY$1,387 over 48 months on $10,000
Requirements
Product: Rates effective as of October 1, 2026. Penalty may be imposed for early withdrawal. Rates will normally change every Wednesday, but are subject to change at any time.
Offer: Penalty may be imposed for early withdrawal.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Faith Connection FCUShare CertificatesCD · 48 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Rates are effective as of October 1, 2026. $1,000.00 minimum required to open. Fixed dividend rate for the term. Penalty imposed for early withdrawal. Dividends compounded monthly and credited monthly.
Offer: Fixed dividend rate for the term. Early withdrawal penalty applies.
3.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Great Plains State BankCertificate of Deposit (CD)CD · 48 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Interest compounded quarterly. Automatic CD renewal. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
Offer: Substantial penalty will be imposed for early withdrawal of certificate of deposits.
3.26% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - American Bank & TrustCertificate of DepositCD · 48 months · $1,000 min
Bank · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Fixed interest rate on daily balance until maturity. Interest accrued daily and compounded monthly. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. Special promotions may require different minimum deposits. Check writing not allowed.
3.25% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - Pikes Peak Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000intro rateRequirements
Product: Minimum opening deposit $500. Minimum balance to earn dividends $500. Penalty for early withdrawal. Dividends paid monthly. 10 calendar-day penalty-free grace period at maturity.
Promotional rate · 3.25% interest rate · Effective Oct 4, 2026
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More details - Piedmont Advantage Credit UnionShare CertificateCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: When an official schedule explicitly applies to both regular and IRA certificates, separate regular and IRA certificate products are returned.
3.25% interest rate · Effective Oct 2, 2026
Rate checked
More details - KodaBankCertificates of DepositCD · 48 months · $1,000 min · 3.30%–3.50% by balance
Bank · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,0003.30% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 3.30% $25,000 – $99,999 3.40% $100,000 and up 3.50% Rate checked
More details - APG Federal Credit UnionSavings CertificateCD · 48 months · $100 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly on the daily balance. There may be a penalty for early withdrawal. Fees may reduce earnings.
3.25% interest rate · Effective Oct 3, 2026
Rate checked
More details - KSW Federal Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,0003.25% interest rate · Effective Sep 25, 2026
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More details - Lewis Clark Credit UnionCertificatesCD · 48 months
Credit union · Add a location to see nearby branches
3.30%APY$1,387 over 48 months on $10,000intro ratePromotional rate · 3.25% interest rate · Effective May 7, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 4-year CDs pay nationwide
3,254 CDs at 2,919 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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