Credit union · NCUA insured
Credit Union of Georgia
Top CarrotA $760.8M credit union headquartered in Woodstock, GA, with 36,858 members and 7 branches in Georgia. Best rates: CDs 3.75% and savings 1.00% APY.
Credit Union of Georgia Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#19 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Credit Union of Georgia
Founded in 1960, Credit Union of Georgia originally came together to serve local teachers and school employees.
The member-owned financial institution serves Northwest Georgia.
- Headquarters
- 3048 Eagle Dr, Woodstock, GA 30189-5531
- NCUA charter
- 68571
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Bartow, Cherokee, Cobb, Dawson, Douglas, Fannin, Forsyth, Fulton, Gilmer, Lumpkin, Paulding, Pickens, or Union County are eligible to join.
Other ways
- Residents of Georgia who make a donation of at least $5 to the Credit Union of Georgia Community Foundation are eligible for membership.
Cost to join
- A donation of at least $5 to the Credit Union of Georgia Community Foundation is required for Georgia residents who do not live or work in the served counties.
- Members must maintain a minimum daily balance of $10 in any account, which represents their membership ownership share and keeps membership active.
Branches
7 branches in Georgia
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Georgia
7 branches
- Towne Lake BranchMain office3048 Eagle Dr, Woodstock, GA 30189Directions
- Canton140 Riverstone Pkwy, Canton, GA 30114Directions
- Hickory Flat2873 E Cherokee Dr, Canton, GA 30115Directions
- Jiles Rd.4178 Jiles Rd NW Ste 200, Kennesaw, GA 30144Directions
- Contact Center69 South Ave SE, Marietta, GA 30060Directions
- Marietta69 South Ave SE, Marietta, GA 30060Directions
- West Cobb2667 Dallas Hwy SW, Marietta, GA 30064Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.46% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.00% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.23% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio10.46%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.00%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Credit Union of Georgia are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.