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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 886–900 results

  1. OE Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  2. ILWU Credit UnionCertificatesCD · 48 months · $1,000 min · 3.50%–3.80% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  3. Top Carrot, Carrot Score 87
    Ideal Credit UnionRegular CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  4. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionCertificates of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  5. Top Carrot, Carrot Score 87
    Glacier Hills Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  6. Pathway BankCD (Certificate of Deposit)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  7. Top Carrot, Carrot Score 92
    Polish-American FCUCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  8. Top Carrot, Carrot Score 87
    Community West Credit UnionCertificate of DepositCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY
  9. Top Carrot, Carrot Score 88
    AAC Credit UnionCertificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  10. Bank of Ann ArborCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  11. Top Carrot, Carrot Score 91
    FORUM Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  12. Peoples Trust & Savings BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  13. Acadia Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  14. Top Carrot, Carrot Score 88
    ACCESSbankCertificate of DepositCD · 48–59 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APYintro rate
  15. Top Carrot, Carrot Score 87
    Gallup FCUCertificates of DepositCD · 48 months · $10,000 min · 3.50%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions