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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 1381–1395 of 3,254 results

  1. LM Federal Credit UnionRegular Certificate AccountsCD · 36–48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.15%APY
  2. Top Carrot, Carrot Score 92
    Texell Credit UnionTerm Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  3. Top Carrot, Carrot Score 94
    First Bank of the LakeCertificates of Deposit (CDs)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  4. Top Carrot, Carrot Score 94
    First Bank of the LakeCertificates of Deposit (CDs)CD · 48 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  5. Top Carrot, Carrot Score 90
    Associated Credit UnionCertificate of Deposit (CD)CD · 48 months · $200 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000intro rate
  6. Gate City BankCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  7. Allegent Community FCUShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  8. Tri City National BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  9. Needham BankPersonal Certificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  10. OCCU | Oregon Community Credit UnionRegular Certificate AccountsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  11. Gain Federal Credit UnionShare CertificateCD · 48 months · $1,000 min · 3.15%–3.35% by balance

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  12. Top Carrot, Carrot Score 87
    St. Anne's Credit UnionCertificates of DepositsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  13. Coastal Heritage BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  14. Service One Credit UnionHigh Yield CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000
  15. Northwest Federal Credit UnionRegular CertificatesCD · 48 months · $1,000 min · 3.15%–3.25% by balance

    Credit union · Add a location to see nearby branches

    3.15%APY$1,321 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,919 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union
  2. Popular DirectBank
  3. Comenity Capital BankBank
See all ranked institutions