Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 of 2,148 results
- Machias Savings BankMy MSB Certificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 10/13/2026.
Offer: Early withdrawal penalty: 30 days interest.
2.32% interest rate · Effective Oct 13, 2026
Rate checked
More details - Sovita Credit UnionCertificate of DepositCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: Fixed rates for the term of the certificate. Penalty may be imposed for early withdrawal. Rates may change weekly.
Offer: Duration: 91 Days. Interest paid at maturity or monthly.
2.35% interest rate · Effective Oct 5, 2026
Rate checked
More details - Postal Employees Credit UnionCertificatesCD · 3 months · $500 min · 2.35%–2.85% by balance
Credit union · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $500. A penalty will be imposed for the early redemption on certificates.
2.35% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Certificates Balance APY $500 – $20,000Your amount 2.35% $20,000 – $85,000 2.55% $85,000 and up 2.85% Rate checked
More details - STAR Financial BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.35%APY$58 over 3 months on $10,000with conditionsRequirements
Product: APY quoted requires an active STAR checking relationship. Penalty may apply for early withdrawal. APYs can change at any time.
Offer: APY quoted requires an active STAR checking relationship. Compound frequency at maturity. Penalty may apply for early withdrawal.
Qualified rate · Effective May 27, 2026
Rate checked
More details - Revity Federal Credit UnionMini Jumbo CertificateCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
2.33%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $10,000. Add-on deposits permitted for non-IRA certificates. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Early withdrawal penalty applies.
2.30% interest rate · Effective Apr 14, 2026
Rate checked
More details - Revity Federal Credit UnionRegular CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.33%APY$58 over 3 months on $10,000Requirements
Product: Minimum deposit $500 ($100 for Youth Club 0-12 yrs and Teen Club 13-17 yrs). Add-on deposits permitted anytime throughout the term. Members age 55+ receive a 0.15% bonus dividend above the current rate.
Offer: Dividends accrued daily and paid monthly. Members age 55+ receive 0.15% bonus dividend. Youth/Teen Club minimum deposit $100. Early withdrawal penalty applies.
2.30% interest rate · Effective Apr 14, 2026
Rate checked
More details - 2.32%APY
Requirements
Product: Funds remain on deposit until maturity. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
2.30% interest rate · Effective Oct 14, 2026
Rate checked
More details - 2.32%APY$58 over 3 months on $10,000
Effective Oct 16, 2026
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More details - GSL Savings BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.30%APY$57 over 3 months on $10,000Requirements
Product: Interest is compounded continuously and credited monthly. To obtain the APY, a minimum balance of $500.00 must be maintained each day. No additional deposits may be made into your account until the maturity date. Early withdrawal penalties may apply.
2.25% interest rate · Effective Sep 30, 2026
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More details - Platte Valley BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.30%APY$57 over 3 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. APY assumes interest will remain on deposit until maturity; withdrawal of interest will reduce earnings.
Promotional rate · 2.28% interest rate · Effective Sep 17, 2026
Rate checked
More details - The First National Bank of GordonCertificate of DepositCD · 1–6 months · $1,000 min
Bank · Add a location to see nearby branches
2.28%APYRequirements
Offer: Term is 30-181 days. Interest compounded daily.
2.25% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - Bangor Savings BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.28%APY$57 over 3 months on $10,000Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
2.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4U Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: $1,000 minimum balance. Terms 3 months to 36 months. Dividends paid quarterly. Early withdrawal penalties apply (30 days dividends for terms 12 months or less, 90 days dividends for terms longer than 12 months).
Offer: Penalty for early withdrawal is 30 days dividends.
2.25% interest rate · Effective Sep 19, 2025
Rate checked
More details - First National Bank of AspermontThree Month CDCD · 3 months · $500 min · 2.27%–2.38% by balance
Bank · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Interest compounded quarterly and paid by check quarterly. Minimum opening deposit $500.00. Automatic renewal at maturity with 10-day grace period, or non-renewing option available upon request. Early withdrawal penalty equals 3 months of interest.
Offer: Interest rate paid on entire balance in account. Early withdrawal penalty equals 3 months of interest.
2.25% interest rate · Compounded quarterly · Effective Oct 30, 2025
Rate by balance
Rate by balance for Three Month CD Balance APY $500 – $100,000Your amount 2.27% $100,000 and up 2.38% Rate checked
More details - Gulf Coast Educators Federal Credit UnionTerm Share CertificateCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Fixed rate share certificates with terms from 3 months to 5 years. Compounded and credited quarterly. Additional deposits allowed with no limit.
Offer: 90 day term.
2.25% interest rate · Effective Mar 24, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,148 CDs at 1,939 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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