Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 976–990 of 2,148 results
- Assemblies of God Credit UnionCertificate of Deposit (CD)CD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Certificate dividends are paid monthly. Penalty may apply for early withdrawal. Rates subject to change.
Offer: Certificate dividends paid monthly. Penalty may apply for early withdrawal.
2.25% interest rate · Effective Aug 1, 2026
Rate checked
More details - MTC Federal Credit UnionShare CertificatesCD · 3 months · $250 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
2.25% interest rate
Rate checked
More details - Self Reliance Financial Federal Credit UnionCertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 1 month interest (30 days' dividends).
2.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - F&M BankCertificates of Deposit (CD)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply. Standard CDs receive a 0.25% interest rate bump when paired with an accompanying qualifying F&M Bank primary checking account (Money Market Accounts do not qualify).
2.25% interest rate
Rate checked
More details - 2.27%APY$56 over 3 months on $10,000
Requirements
Product: Minimum opening balance of $500. Available in terms from 3 to 60 months. Dividends are compounded monthly. Early withdrawal penalties may apply.
Offer: Dividends compounded monthly. Early withdrawal penalty applies.
2.25% interest rate · Compounded monthly
Rate checked
More details - Lake-Osceola State BankCertificates of DepositCD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Quarterly compounding of interest. Early withdrawal penalty may apply. Options starting at $50 minimum deposit.
2.25% interest rate · Effective Aug 14, 2026
Rate checked
More details - F3 Credit UnionCertificates of Deposit (CDs)CD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000with conditionsQualified rate · 2.25% interest rate · Effective Jan 7, 2026
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More details - Premier BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.27%APY$56 over 3 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Balance required to earn interest: $1,000. Early withdrawal penalties may apply.
2.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1NB BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.26%APY$56 over 3 months on $10,000Requirements
Product: Available to all individuals. Must deposit $1,000.00 to open. Additional deposits not permitted. Interest compounded quarterly and credited quarterly. Automatically renews for a term set by the bank. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for term. Compounded quarterly and credited quarterly.
2.24% interest rate · Compounded quarterly · Effective Jan 13, 2026
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More details - Institution for SavingsCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000Requirements
Product: Certificate of Deposit rates and Annual Percentage Yields are fixed for the duration of the term. Penalties apply for early withdrawals of principal from Certificates of Deposit. Interest posted during the current term may be withdrawn without penalty. Accounts are available for personal and business accounts. Rates are subject to change without notice.
2.23% interest rate · Effective Oct 22, 2026
Rate checked
More details - UVA Community Credit UnionCertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000Requirements
Product: Membership eligibility required. Minimum ongoing balance of $1 in Primary Savings Account. At maturity, Certificate balance will automatically be renewed under the original account terms and conditions at the prevailing rate, unless instructed otherwise. Penalty for early withdrawal applies. Fees may reduce earnings.
Offer: Compounding N/A or Monthly. Fixed dividend rate. Members may choose to have dividends credited to a related sub-account on a monthly basis.
2.23% interest rate · Effective Oct 19, 2026
Rate checked
More details - Verity Credit UnionPersonal Certificate AccountsCD · 3 months · $0 min · 2.25%–2.35% by balance
Credit union · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000Requirements
Product: Available to Verity Credit Union members only. Non-members must establish a Prime Share savings membership account ($5 membership fee required to join). Early withdrawal penalty applies: 90 days interest for terms of 365 days or less; 180 days interest for terms over 365 days. No minimum balance required to open a certificate. Standard certificates allow additional deposits only during the first 10 days; Savers Certificates allow additional deposits at any time. At maturity, promotional-term certificates (13, 19, 25 months) automatically renew into standard-term certificates of the next shorter standard term (12, 18, 24 months) at the prevailing standard rate.
2.23% interest rate
Rate by balance
Rate by balance for Personal Certificate Accounts Balance APY Up to $999 2.25% $1,000 – $24,999Your amount 2.25% $25,000 – $74,999 2.30% $75,000 and up 2.35% Rate checked
More details - 2.25%APY$56 over 3 months on $10,000
Requirements
Product: Interest compounds daily. Penalties may be imposed on early withdrawal.
2.23% interest rate · Effective Oct 19, 2026
Rate checked
More details - Androscoggin BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000Requirements
Offer: Not available for IRAs. Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings.
2.23% interest rate · Effective Oct 21, 2026
Rate checked
More details - Financial Partners Credit UnionTraditional CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.25%APY$56 over 3 months on $10,000Requirements
Product: Fixed rates and guaranteed returns with terms ranging from 3 to 60 months. Minimum deposit of $1,000. Penalty for early withdrawal/early closure.
Offer: Penalty for early withdrawal closure.
Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,148 CDs at 1,939 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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