Credit union · NCUA insured
Verity Credit Union CD Rates
Verity Credit Union’s best CD rate is 4.25% APY on a 25-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Verity Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Verity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Verity Credit Union
4.25%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $906
Personal Certificate Accounts
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Verity Credit Union CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Verity Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Personal Certificate Accounts
Up to 4.25%APY · 10 terms
Available to Verity Credit Union members only. Non-members must establish a Prime Share savings membership account ($5 membership fee required to join). Early withdrawal penalty applies: 90 days interest for terms of 365 days or less; 180 days interest for terms over 365 days. No minimum balance required to open a certificate. Standard certificates allow additional deposits only during the first 10 days; Savers Certificates allow additional deposits at any time. At maturity, promotional-term certificates (13, 19, 25 months) automatically renew into standard-term certificates of the next shorter standard term (12, 18, 24 months) at the prevailing standard rate.
| Term | APY · Up to $999 | APY · Any balance | APY · $1,000 – $24,999 | APY · $25,000 – $74,999 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 months | 2.25% | — | 2.25% | 2.30% | 2.35% | 2.25%2.25% to $9992.30% $25k–$75k2.35% from $75k | $56 |
| 6 months | — | — | 3.25% | 3.30% | 3.35% | 3.25%3.30% $25k–$75k3.35% from $75k | $161 |
| 6 monthsSavers certificate allows additional deposits during the term | 3.25% | — | — | — | — | —3.25% to $999 | — |
| 12 months | — | — | 3.30% | 3.35% | 3.40% | 3.30%3.35% $25k–$75k3.40% from $75k | $330 |
| 12 monthsSavers certificate allows additional deposits during the term | 3.30% | — | — | — | — | —3.30% to $999 | — |
| 13 monthsPromotional CD special. Automatically renews at maturity to a 12-month certificate at standard rate | 4.05% | 4.05% | 4.05% | — | — | 4.05%4.05% to $9994.05% any balance | $439 |
| 18 months | 2.95% | — | 2.95% | 3.05% | 3.10% | 2.95%2.95% to $9993.05% $25k–$75k3.10% from $75k | $446 |
| 19 monthsPromotional CD special. Automatically renews at maturity to an 18-month certificate at standard rate | 4.15% | 4.15% | 4.15% | 4.15% | — | 4.15%4.15% to $9994.15% any balance4.15% $25k–$75k | $665 |
| 24 months | 2.75% | — | 2.75% | 2.85% | 3.00% | 2.75%2.75% to $9992.85% $25k–$75k3.00% from $75k | $558 |
| 25 monthsPromotional CD special. Automatically renews at maturity to a 24-month certificate at standard rate | 4.25% | 4.25% | 4.25% | 4.25% | — | 4.25%4.25% to $9994.25% any balance4.25% $25k–$75k | $906 |
| 36 months | 2.85% | — | 2.85% | 2.90% | 2.95% | 2.85%2.85% to $9992.90% $25k–$75k2.95% from $75k | $880 |
| 60 months | 3.00% | — | 3.00% | 3.05% | 3.10% | 3.00%3.00% to $9993.05% $25k–$75k3.10% from $75k | $1,593 |
Sources (4)
- veritycu.com/cdspecial
- veritycu.com/rates
- veritycu.com/savings-accounts
- veritycu.com/_s3/veritycu-com/…certificate-accounts.pdf
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 8 terms
Available to Verity Credit Union members for Individual Retirement Accounts. Non-members must establish Prime Share savings membership account ($5 membership fee required). Subject to early withdrawal penalty (90 days interest for terms 365 days or less; 180 days interest for terms over 365 days, with exceptions including where owner attains age 59-1/2 or becomes disabled). No minimum balance required to open a certificate. At maturity, promotional-term certificates automatically renew into standard-term certificates of the next shorter standard term.
| Term | APY · Up to $999 | APY · Any balance | APY · $1,000 – $24,999 | APY · $25,000 – $74,999 | APY · $75,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 12 months | 3.30% | — | 3.30% | 3.35% | 3.40% | 3.30%3.30% to $9993.35% $25k–$75k3.40% from $75k | $330 |
| 13 monthsPromotional CD term. Automatically renews at maturity to a 12-month certificate at standard rate | 4.05% | — | 4.05% | 4.05% | 4.05% | 4.05%4.05% to $9994.05% $25k–$75k4.05% from $75k | $439 |
| 18 months | 2.95% | — | 2.95% | 3.05% | 3.10% | 2.95%2.95% to $9993.05% $25k–$75k3.10% from $75k | $446 |
| 19 monthsPromotional CD term. Automatically renews at maturity to an 18-month certificate at standard rate | 4.15% | 4.15% | 4.15% | 4.15% | — | 4.15%4.15% to $9994.15% any balance4.15% $25k–$75k | $665 |
| 24 months | 2.75% | — | 2.75% | 2.85% | 3.00% | 2.75%2.75% to $9992.85% $25k–$75k3.00% from $75k | $558 |
| 25 monthsPromotional CD term. Automatically renews at maturity to a 24-month certificate at standard rate | 4.25% | — | 4.25% | 4.25% | 4.25% | 4.25%4.25% to $9994.25% $25k–$75k4.25% from $75k | $906 |
| 36 months | 2.85% | — | 2.85% | 2.90% | 2.95% | 2.85%2.85% to $9992.90% $25k–$75k2.95% from $75k | $880 |
| 60 months | 3.00% | — | 3.00% | 3.05% | 3.10% | 3.00%3.00% to $9993.05% $25k–$75k3.10% from $75k | $1,593 |
Sources (2)
All captured Oct 22, 2026
Who can join Verity Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.