Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results
- BrightBridge Credit UnionCertificate AccountsCD · 3 months · $500 min · 3.55%–3.65% by balance
Credit union · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,0003.49% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Accounts Balance APY $500 and upYour amount 3.55% $50,000 and up 3.65% Rate checked
More details - American Community Bank of IndianaCD Rate SpecialsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000intro rateRequirements
Product: Offer is available for a limited time and is subject to change or end at any time. Rates are fixed at time of deposit. A penalty may be imposed when a portion of the principal is withdrawn prior to maturity. Fees could reduce earnings.
Promotional rate · 3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Norstar Federal Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: CD Rates minimum of $1,000.00. Penalty required for early withdrawal. Members should call the credit union to verify rates.
Offer: Penalty required for early withdrawal. Minimum of $1,000.00.
3.50% interest rate · Effective Oct 3, 2026
Rate checked
More details - Capital Credit Union of North DakotaCertificate of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: Membership eligibility applies (living within specified mileage of branch locations or immediate family member of resident). $500 minimum balance required. Penalty applies for early withdrawal. Rates accurate as of Aug. 1, 2026. Classic Checking members in good standing may request a 0.10% APY CD bump at opening/renewal (not available on specials).
3.49% interest rate · Effective Aug 1, 2026
Rate checked
More details - Exchange Bank and Trust CompanyCertificate of DepositCD · 3 months · $1,000 min · 3.55%–3.75% by balance
Bank · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: Certificates purchased are subject to interest penalties if withdrawn prior to maturity. Rates subject to change without notice.
3.50% interest rate · Effective Aug 4, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $24,999Your amount 3.55% $25,000 – $99,999 3.65% $100,000 and up 3.75% Rate checked
More details - Capital BankCertificate of DepositCD · 3 months · $500 min · 3.55%–3.80% by balance
Bank · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: After CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Automatically renewed following a 10-day grace period after the maturity date.
3.50% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 3.55% $100,000 – $250,000 3.70% $250,000 and up 3.80% Rate checked
More details - Sno Falls Credit UnionCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$88 over 3 months on $10,000Requirements
Product: Dividends Compounded Quarterly. Fees could reduce earnings.
Offer: Dividends Compounded Quarterly
3.50% interest rate · Compounded quarterly · Effective Jul 8, 2026
Rate checked
More details - RIM Country FCUShare CertificateCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
3.55%APY$87 over 3 months on $10,000intro rateRequirements
Product: All rates subject to change without notice. Fee for early withdrawal: $10.00, in addition up to 30 days of interest may be forfeited.
Offer: Renewals
Promotional rate · 3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Security BankUSACertificate of DepositCD · 3 months · $500 min · 3.33%–3.64% by balance
Bank · Add a location to see nearby branches
3.54%APY$87 over 3 months on $10,000Requirements
Product: Rates current as of October 16, 2026. Interest rate is paid on the entire balance. Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Early withdrawals are subject to penalty. 36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate.
Offer: 91 Days term
3.29% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $10,000 3.33% $10,000 – $25,000Your amount 3.54% $25,000 – $1,000,000,000 3.64% Rate checked
More details - Ohio Valley Community Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.54%APY$87 over 3 months on $10,000Requirements
Product: Flexible terms from 3 months to 5 years, with a minimum deposit of $1000.00. Dividends compound monthly or can be transferred to savings account monthly or at maturity.
3.50% interest rate · Effective Sep 24, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.53%APY$87 over 3 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Plus Spending relationship. One penalty-free withdrawal per term after seven days from account opening.
Effective Oct 13, 2026
Rate checked
More details - Members Advantage Credit UnionCertificates of DepositCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.51%APY$87 over 3 months on $10,000Requirements
Product: Dividends compounded monthly. A minimum deposit of $1,000.00 is required.
Offer: Dividends compounded monthly.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - SPACE AGEShare CertificateCD · 3–6 months · $500 min · 3.40%–3.56% by balance
Credit union · Add a location to see nearby branches
3.51%APYRequirements
Product: Dividends are compounded and paid monthly and at maturity. Early withdrawal penalty applies (30 days dividends for terms less than a year, 90 days dividends for terms of 1 or more years). Account automatically renews at maturity. Opening minimum $500.
3.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.40% $1,000 and up 3.40% $5,000 and up 3.45% $10,000 and upYour amount 3.51% $50,000 and up 3.56% Rate checked
More details - Cashmere Valley BankHigh Yield CDCD · 3 months · $100 min
Bank · Add a location to see nearby branches
3.51%APY$87 over 3 months on $10,000intro rateRequirements
Product: Available to customers age 16 or greater. Minimum opening deposit is $100.00. Account is subject to fees assessed for other banking services as applicable. Penalty may be imposed for early withdrawal.
Offer: Maximum of $2.5 million per customer. Early withdrawal penalty: 1 month interest.
Promotional rate · 3.46% interest rate · Balance cap $2,500,000 · Effective Feb 6, 2026
Rate checked
More details - Illinois Educators CUCertificate RatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.51%APY$87 over 3 months on $10,000Requirements
Offer: Minimum Deposit $1,000.00.
3.45% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,137 CDs at 1,936 banks and credit unions · checked Oct 16–23
- Typical
- 2.01%
- Top 10% from
- 3.71%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.21%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank