Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results
- Middlesex Savings BankCertificate of DepositCD · 3 months · $250 min
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: Minimum deposit to open is $250. $10 minimum balance is required to earn APY. Rate is guaranteed for the length of the term. Early withdrawal penalties apply.
3.74% interest rate · Effective Oct 15, 2026
Rate checked
More details - Bell BankFixed Rate Certificate of DepositCD · 3 months · $500 min · 3.80%–3.85% by balance
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.
Offer: 3 Month (91 Day) CD. Interest paid at maturity. Early withdrawal penalty may apply.
3.75% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit Balance APY $500 – $99,999Your amount 3.80% Over $99,999 3.85% Rate checked
More details - Texas Capital BankStar Certificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: Available for personal accounts only. Interest calculated and accrued daily based on daily balance and paid monthly. Fixed rate through maturity. Early withdrawal penalty may apply. Preferred Pricing rate increases may apply based on combined relationship balances. Deposit of $1,000 required within 10 business days of opening.
Offer: 90 Days term. No minimum balance requirement to obtain APY.
3.73% interest rate · Effective Oct 2, 2026
Rate checked
More details - USALLIANCE FinancialFixed Rate Certificate AccountsCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000intro rateRequirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Promotional rate · 3.73% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Farmers State BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,0003.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - Union State BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
3.75% interest rate · Effective Sep 25, 2026
Rate checked
More details - Area Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Effective Oct 4, 2026
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More details - Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Rate tier balance requirements apply.
Offer: 3 Month Regular Certificate.
3.73% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ocean BankPromotional 3-Month Certificate of DepositCD · 3 months
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000intro rateRequirements
Product: Must be new money to Ocean Bank (funds not currently on deposit at Ocean Bank). Maintain a minimum balance of your initial CD deposit amount in the account each day to obtain the disclosed APY.
Offer: Must be new money to Ocean Bank. Maintain initial CD deposit amount each day to obtain APY.
Promotional rate · 3.75% interest rate · Effective Oct 6, 2025
Rate checked
More details - Leighton State BankCertificates of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.80%APY$94 over 3 months on $10,000intro rateRequirements
Product: Maturity terms vary from 3 months to 5 years. $500 minimum balance requirement. Early withdrawal penalties may apply. Fees, if any, may reduce earnings. All deposits are FDIC insured.
Offer: Interest paid at maturity.
Promotional rate · 3.75% interest rate · Effective Aug 24, 2026
Rate checked
More details - Gulf Coast Business BankCertificates of DepositCD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
3.77%APY$93 over 3 months on $10,000Requirements
Product: Available for personal or business purposes.
Offer: Rate for $250K or less. Minimum to obtain APY is $5,000. Early withdrawal penalties may apply.
3.70% interest rate · Balance cap $250,000 · Effective Aug 6, 2026
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 3–12 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APY$93 over 3 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
3.70% interest rate · Effective Oct 6, 2026
Rate checked
More details - Independent Bank3-Month CD SpecialCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.76%APY$93 over 3 months on $10,000with conditionsRequirements
Product: CD Special requires an Independent Bank checking account. Interest is compounded monthly and paid to the account monthly. Minimum balance to earn interest is $0.01. Early withdrawal penalty applies (three months interest for terms of one year or less). Automatically renews at maturity with a 10 calendar day grace period. Rates apply to personal CDs.
Offer: Requires an Independent Bank checking account.
Qualified rate · 3.70% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - VisionBankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.76%APY$93 over 3 months on $10,000Requirements
Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
Offer: Early withdrawal penalty may apply. Daily balance.
3.70% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,936 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 3.70%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.17%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank